Allegan County property record for 1271 103rd Ave, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,191 sqft · built 1971 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Feb 2024) |
| Tax Bill | $5,396 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-200-008-00 |
| Primary APN | 17-200-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,191 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 1,178 sqft |
| Unfinished Basement | 1,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 18,208 sqft (0.418 acres) |
| Lot Dimensions | 190 ft deep x 95.8 ft wide |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1271 103RD AVE |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 8 CROSS OAKS WEST SEC 25 T1N R12W. |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 25 |
| Legal Subdivision | COSS OAKS WEST PLAT |
| Legal Lot Number | 8 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 31900 |
1271 103rd Ave is owned and occupied by two individuals who bought it in February 2024.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOODLOANS INC |
| Feb 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Dec 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Prior Sale | Dec 19, 2019 · Amount on File |
| Deed Document Number | 20242061 |
| Deed Book / Page | 4921 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 23, 2026 |
| Property Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Document Number | 0000006705 |
| Book / Page | 5131 / 78 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20266705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Document Number | 0000006705, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 5131/78 |
| Instrument | 20266705 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 16, 2024 |
| Property Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Document Number | 004921/233 |
| Book / Page | 4921 / 233 |
| Map Reference | LB 11 PG 67 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024002061 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2246 ARDLEIGH AVE, ZEELAND, MI 49464-9251 |
| Document Number | 004920/301 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 4920/301 |
| Instrument | 2024001862 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004784/395 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 4784/395 |
| Instrument | 2022015064 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Dec 19, 2019 |
| Property Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Document Number | 004414/659 |
| Book / Page | 4414 / 659 |
| Map Reference | LB 11 PG 67 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,556.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1271 103RD AVE, 1271, PLAINWELL, MI 49080-1912 |
| Name | Verified Name |
|---|---|
| Address | 1271 103RD AVE, PLAINWELL, MI 49080-1912 |
| Document Number | 0004414801 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 4414/801 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 1271 103rd Ave was $5,396 with a homeowner's exemption, up 102.7% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,900 (-2.28%) Land $14,400 Building $131,500 | $291,800 (-2.28%) Land $28,800 Building $263,000 | |
| 2025 | $5,396.00 (+102.7%) Homeowner's exemption | $149,300 Land $12,400 Building $136,900 | $298,600 Land $24,800 Building $273,800 |
| 2024 | $2,662.00 | ||
| 2023 | $124,800 Land $9,600 Building $115,200 | $249,600 Land $19,200 Building $230,400 | |
| 2022 | $2,256.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1271 103rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1271 103rd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO TOWNSHIP serves 1,133 people · EPA ID MI0005065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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