12709 Darrow Rd, Vermilion, OH 44089 Property Records

Erie County property record for 12709 Darrow Rd, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 1991
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Last Sale	$203,250 (Mar 2022)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-00179-004`

Property Details

APN / Parcel Number

Primary APN	`12-00179-004`
Alternative APN	`002995-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	1,600 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	Deck Area
Patio Area	40 sqft
Shed	1 Shed
Shed Area	192 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002995-1
Street Address	12709 DARROW RD
City	VERMILION
State	OH
Zip	44089-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-8-S E PT N OF RD 3.4023A
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	1
Census Block	1038
Census Tract	40200

Owner

12709 Darrow Rd is owned and occupied by an individual who bought it in March 2022.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	12709 DARROW RD, VERMILION, OH 44089-9365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Survivorship Deed, Transfer · ARM DOLLAR BANK FSB
Jun 28, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Dec 24, 1991 · Amount on File
Deed Document Number	20222448
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0000007221
Record Updated	Oct 29, 2026

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ERIE OH
Recording Date	Mar 11, 2022
Property Address	12709 DARROW RD, VERMILION, OH 44089-9365
Document Number	0000002448
Instrument Date	Mar 10, 2022
Instrument	202202448
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,084.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12709 DARROW RD, VERMILION, OH 44089-9365

Mortgage

Document Number	0000002449
Date	Mar 11, 2022
Instrument	202202449

Lender

Name	DOLLAR BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.25%
Index	6-Month LIBOR
Margin	3
Max Rate	7.25%

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ERIE OH
Recording Date	Jun 28, 2021
Property Address	12709 DARROW RD, VERMILION, OH 44089-9365
Document Number	0000007221
Instrument Date	Jun 25, 2021
Instrument	202107221
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 12709 Darrow Rd was $3,275 with a homeowner's exemption, down 3.2% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Vermilion Township
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,275.00 (-3.16%)	$94,129 (-) Land $19,551 Building $74,578
2024	$3,382.00 (-2.51%) Homeowner's exemption	$94,129 (+10.09%) Land $19,551 Building $74,578	$268,940 Land $55,860 Building $213,080
2023	$3,469.00 (-0.6%) Homeowner's exemption	$85,505 (+%) Land $15,372 Building $70,133
2022	$3,490.00 Homeowner's exemption	$85,501 Land $15,372 Building $70,129
2021			$244,300 Land $43,920 Building $200,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12709 Darrow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12709 Darrow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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