12709 Cascade Rd SE, Lowell, MI 49331 Property Records

Kent County property record for 12709 Cascade Rd SE, Lowell, MI 49331

Property Summary

Property TypeGeneral Agricultural/Rural
Details1,904 sqft · built 1914
Lot Size55.7 acres (2,426,292 sqft)
OwnerCompany Name on Record
Last Sale$8,500 (Nov 2003)
Tax Bill$6,254 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-20-22-400-007

Property Details

APN / Parcel Number

Primary APN41-20-22-400-007
Alternative APN
  • 412022400004

Interior

Stories2 Stories
Building Area1,904 sqft Total Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Lot Area2,426,292 sqft (55.7 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
Total Buildings11 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12709 CASCADE RD SE
CityLOWELL
StateMI
Zip49331-8520
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeAG-1
Legal Description412022400007 E 1/2 SE 1/4 EX W 400 FT & EX S 50 FT * SEC 22 T6N R9W 55.70 A. SPLIT ON 10/09/2009 FROM 41-20-22-400-004;
Legal Range09W
Legal Township06N
Legal Section22
JurisdictionKENT MI
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1040
Census Tract12002

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12706 CASCADE RD SE, LOWELL, MI 49331-8520
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Dec 14, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Dec 1, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Nov 30, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2003 · Amount on Record
Deed SaleNov 13, 2003 · Amount on Record
Prior SaleNov 13, 2003 · Amount on Record
Deed Document Number2003230876
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address12709 CASCADE RD SE, LOWELL, MI 49331-8520
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070769
DateDec 14, 2023
Instrument20231214-0070769
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term120 Months
DueDec 13, 2033
Interest
Rate3.5%
Change Frequency10 Years

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address12709 CASCADE RD SE, LOWELL, MI 49331-8520
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070913
DateDec 14, 2023
Instrument20231214-0070913
Lender
NameUSDA
TypeGovernment Agency
AddressGRAND RAPIDS, MI 49525
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term120 Months
DueDec 13, 2033
Interest
Rate3.87%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address12709 CASCADE RD SE, LOWELL, MI 49331-8520
Transaction TypeMortgage
Record UpdatedDec 11, 2023
Title CompanyTRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068398
DateDec 1, 2023
Instrument20231201-0068398
Lender
NameUSDA
TypeGovernment Agency
AddressGRAND RAPIDS, MI 49525
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term120 Months
DueNov 30, 2033
Interest
Rate3.87%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address12709 CASCADE RD SE, LOWELL, MI 49331-8520
Transaction TypeMortgage
Record UpdatedDec 6, 2023
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068304
DateNov 30, 2023
Instrument20231130-0068304
Lender
NameUSDA
TypeGovernment Agency
AddressGRAND RAPIDS, MI 49525
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term120 Months
DueNov 16, 2033
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionLowell Charter Township
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$495,200 (+4.21%)$990,400 (+4.21%)
2025$6,254.00 (+21.01%) Homeowner's exemption$475,200 (+54.24%)$950,400 (+54.24%)
2023$308,100$616,200
2021$5,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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