12709 Atherton Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12709 Atherton Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,706 sqft · built 1955
Lot Size	0.137 acres (5,961 sqft)
Owner	Individual Name on File
Last Sale	$254,900 (Mar 2003)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01292773`

Property Details

APN / Parcel Number

Primary APN	`13-01292773`
Alternative APN	`01292773`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,961 sqft (0.137 acres)
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01292773
Street Address	12709 ATHERTON DR
City	SILVER SPRING
State	MD
Zip	20906-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	A2
Legal Lot Number	P5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1013
Census Tract	703401

Owner

12709 Atherton Dr is owned and occupied by an individual who bought it in March 2003.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12709 ATHERTON DR, SILVER SPRING, MD 20906-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2003 · Amount on File
Deed Sale	Mar 19, 2003 · Amount on File
Deed Document Number	2003266531
Deed Book / Page	23316 / 788
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12709 ATHERTON DR, SILVER SPRING, MD 20906-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539780253
Date	Mar 16, 2017
Book Page	53978/253

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12709 ATHERTON DR, SILVER SPRING, MD 20906-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12709 ATHERTON DR, SILVER SPRING, MD 20906-4323

Mortgage

Document Number	0609200424
Date	Oct 28, 2020
Book Page	60920/424

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12709 Atherton Dr was $4,837.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,600 (+2.79%)	$443,400 (+8.36%) Land $178,600 Building $264,800
2025	$4,837.00	$409,200 Land $178,600 Building $230,600	$409,200 Land $178,600 Building $230,600
2023		$363,933	$409,200 Land $178,600 Building $230,600
2022	$3,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12709 Atherton Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12709 Atherton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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