12709 134th St, Largo, FL 33774 Property Records

Pinellas County property record for 12709 134th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,634 sqft · built 1972
Lot Size	0.237 acres (10,328 sqft)
Owner	2 Trust Names on File
Last Sale	$128,000 (Feb 2002)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6944-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6944-5`
Alternative APNs	`08-30-15-33822-000-0130` `301508338220000130` `153008338220000130` `R90432`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,634 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,328 sqft (0.237 acres)
Lot Dimensions	130 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	175 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	260 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90432
Street Address	12709 134TH ST
City	LARGO
State	FL
Zip	33774-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE LAKE ESTATES LOT 13
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	GROVE LAKE ESTATES
Legal Tract	33822
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3004
Census Tract	25209

Owner

12709 134th St is owner-occupied and held in a trust since February 2002.

Source: Pinellas County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	12709 134TH ST, LARGO, FL 33774-2421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
May 19, 2021	Intrafamily Transfer, Transfer BCHH INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2002 · Amount on File
Deed Sale	Feb 28, 2002 · Amount on File
Prior Sale	Jun 30, 1999
Deed Book / Page	11863 / 959
Transfer Doc	0097640199
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 5, 2026
Property Address	12709 134TH ST, LARGO, FL 33774-2421
Document Number	0000209752
Book / Page	23652 / 1807
Instrument Date	Jul 27, 2026
Instrument	2026209752
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	12709 134TH ST, LARGO, FL 33774-2421

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12709 134TH ST, LARGO, FL 33774-2421
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12709 134TH ST, LARGO, FL 33774-2421

Mortgage

Document Number	0234631920
Date	Feb 24, 2026
Book Page	23463/1920
Instrument	2026049419

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2046

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 28, 2021
Property Address	12709 134TH ST, LARGO, FL 33774-2421
Document Number	0216000752
Book / Page	21600 / 752
Map Reference	MB 56 PG 34
Instrument Date	Jun 21, 2021
Instrument	2021212131
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12709 134TH ST, LARGO, FL 33774-2421

Mortgage

Document Number	21600754
Date	Jun 28, 2021
Instrument	21600/754

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	May 19, 2021
Property Address	12709 134TH ST, LARGO, FL 33774-2421
Document Number	0215430614
Book / Page	21543 / 614
Map Reference	MB 56 PG 34
Instrument Date	May 11, 2021
Instrument	2021166881
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12709 134TH ST, LARGO, FL 33774-2421

Tax Assessment & Valuation

The 2025 property tax bill for 12709 134th St was $2,631 with a homeowner's exemption, up 6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+6.05%) Homeowner's exemption	$180,779	$433,737 Land $151,409 Building $282,328
2024	$2,481.00 (+2.18%)
2023	$2,428.00 (+3.41%) Homeowner's exemption	$170,567 (+3%)	$369,990 (+14.21%) Land $174,321 Building $195,669
2022	$2,348.00 Homeowner's exemption	$165,599	$323,945 Land $165,065 Building $158,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12709 134th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12709 134th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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