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12708 Scottish Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 12708 Scottish Pine Ln, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,008 sqft · built 1998
Lot Size0.3 acres (13,050 sqft)
Owner2 Individual Names on Record
Last Sale$148,000 (Jun 2000)
Tax Bill$3,061 (2024)
Deeds & MortgagesApr 2020 Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN28-22-26-0710-000-31000

Property Details

APN / Parcel Number

Primary APN28-22-26-0710-000-31000
Alternative APNs
  • 262228071000031000
  • 3757017

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,008 sqft Living Area
Gross Area2,468 sqft
1st Floor Area2,008 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,050 sqft (0.3 acres)
Lot Width90 ft Width
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3757017
Street Address12708 SCOTTISH PINE LN
CityCLERMONT
StateFL
Zip34711-7692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionGREATER PINES PHASE 3 SUB LOT 310 PB 38 PGS 9-10 ORB 1832 PG 2305 ORB 3971 PG 1234 ORB 5075 PG 1061 ORB 5904 PG 713
Legal Range26E
Legal Township22S
Legal Section28
Legal SubdivisionGREATER PINES PHASE 3 SUB
Legal Tract0710
Legal Lot Number310
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2027
Census Tract31315

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12708 SCOTTISH PINE LN, CLERMONT, FL 34711-7692
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Mar 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2000 · Amount on Record
Deed SaleJun 20, 2000 · Amount on Record
Prior SaleAug 3, 1998 · Amount on Record
Deed Book / Page1832 / 2305
Last Transfer DateFeb 16, 2022
Transfer Doc0000026953
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address12708 SCOTTISH PINE LN, CLERMONT, FL 34711-7692
Document Number0054590884
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12708 SCOTTISH PINE LN CLERMONT FL 347117692, CLERMONT, FL 34711-7692

Mortgage

Document Number0054590884
DateApr 22, 2020
Book Page005459/000884
Instrument46122
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 21, 2040

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateMar 6, 2018
Property Address12708 SCOTTISH PINE LN, CLERMONT, FL 34711-7692
Document Number0050751061
Book / Page005075 / 001061
Instrument DateFeb 22, 2018
Instrument25393
Transaction TypeTransfer
Record UpdatedMar 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12708 SCOTTISH PINE LN CLERMONT FL 347117692, CLERMONT, FL 34711-7692

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,440 (+2.9%)$372,194 (-) Land $120,000 Building $252,194
2025$156,890 (+5.99%) Land $120,000 Building $36,890$372,194 (+22.32%) Land $120,000 Building $252,194
2024$3,061.00 (+11.84%)
2023$2,737.00 (+10.54%) Homeowner's exemption$148,030 (+3%)$304,279 (-) Land $60,000 Building $244,279
2022$2,476.00 Homeowner's exemption$143,720$304,279 Land $60,000 Building $244,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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