12708 Mount Hermon Rd, Ashland, VA 23005 Property Records

Hanover County property record for 12708 Mount Hermon Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,228 sqft · built 2020
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Nov 2024)
Tax Bill	$5,500 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7789-96-4924`

Property Details

APN / Parcel Number

Primary APN	`7789-96-4924`
Alternative APN	`10170649`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	2,162 sqft
Attic	Attic
Attic Area	1,026 sqft
Basement Area	2,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	199,940 sqft (4.59 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	485 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10170649
Street Address	12708 MOUNT HERMON RD
City	ASHLAND
State	VA
Zip	23005-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12700 BLK MOUNT HERMON ROAD
Jurisdiction	HANOVER VA
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2049
Census Tract	320701

Owner

12708 Mount Hermon Rd is owned and occupied by an individual who bought it in November 2024.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12708 MOUNT HERMON RD, ASHLAND, VA 23005-7815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL CENTER LLC
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Deed Document Number	2024112610
Deed Book / Page	3407 / 1824
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	32281288
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANOVER VA
Recording Date	Feb 3, 2026
Property Address	12708 MOUNT HERMON RD, ASHLAND, VA 23005-7815
Document Number	0034362703
Book / Page	3436 / 2703
Instrument Date	Jan 29, 2026
Instrument	20260203000012060
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12708 MOUNT HERMON RD, ASHLAND, VA 23005-7815

Mortgage

Document Number	20260203000012070
Date	Feb 3, 2026
Instrument	20260203000012070

Lender

Name	CAPITAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	12708 MOUNT HERMON RD, ASHLAND, VA 23005-7815
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032541397
Date	Apr 15, 2020
Book Page	3254/1397
Instrument	20200415000056570

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12708 Mount Hermon Rd was $5,500, up 19% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,500.00 (+19.02%)	$679,100 (+19.02%) Land $125,000 Building $554,100	$679,100 (+19.02%) Land $125,000 Building $554,100
2025	$4,621.00	$570,600 Land $125,000 Building $445,600	$570,600 Land $125,000 Building $445,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12708 Mount Hermon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12708 Mount Hermon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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