Orange County property record for 12708 Jacob Grace Ct, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,142 sqft · built 2003 |
| Lot Size | 0.76 acres (33,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Apr 2021) |
| Tax Bill | $14,348 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-27-8510-00-450 |
| Primary APN | 13-23-27-8510-00-450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,142 sqft Living Area |
| Gross Area | 5,585 sqft |
| 1st Floor Area | 3,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 33,127 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 845 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 477 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12708 JACOB GRACE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | TILDENS GROVE PH 1 47/65 LOT 45 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | TILDENS GROVE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 8510 |
| Legal Lot Number | 45 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17115 |
12708 Jacob Grace Ct is owned and occupied by two individuals who bought it in April 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12708 JACOB GRACE CT, WINDERMERE, FL 34786-5711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on File |
| Deed Sale | Apr 15, 2021 · Amount on File |
| Prior Sale | Jul 9, 2009 · Amount on File |
| Deed Document Number | 2021226061 |
| Prior Transfer Date | May 19, 2005 |
| Prior Transfer Doc | 0000372025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 12708 JACOB GRACE CT, WINDERMERE, FL 34786-5711 |
| Document Number | 20210226061 |
| Map Reference | MB 47 PG 65-70 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 20210226061 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2021 |
| Title Company | METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2640 LAKE SHORE DR UNIT 1811, 2640, RIVIERA BEACH, FL 33404-4672 |
| Name | Verified Name |
|---|---|
| Address | 25 STONELEIGH TOWERS, SAINT LOUIS, MO 63132-3710 |
| Investor | Possibly a Property Investor |
| Document Number | 20210226062 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 20210226062 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 12708 JACOB GRACE CT, WINDERMERE, FL 34786-5711 |
| Document Number | 0000226061 |
| Map Reference | MB 47 PG 65-70 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 20210226061 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | METES AND BOUND TITLE COMPANY, METES AND BOUNDS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2640 LAKE SHORE DR UNIT 1811, 2640, RIVIERA BEACH, FL 33404-4672 |
| Name | Verified Name |
|---|---|
| Address | 25 STONELEIGH TOWERS, SAINT LOUIS, MO 63132-3710 |
| Investor | Possibly a Property Investor |
| Document Number | 0000226062 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 20210226062 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 12708 Jacob Grace Ct was $14,348, up 3.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $915,735 (+2.7%) | $1,153,880 (-1.36%) Land $230,000 Building $923,880 | |
| 2025 | $14,348.00 (+3.55%) Homeowner's exemption | $891,660 | $1,169,760 Land $230,000 Building $939,760 |
| 2024 | $13,856.00 (+7.23%) | ||
| 2023 | $12,922.00 (+3.06%) Homeowner's exemption | $841,292 (+3%) | $994,105 (+21.71%) Land $230,000 Building $764,105 |
| 2022 | $12,538.00 Homeowner's exemption | $816,788 Land $230,000 Building $586,788 | $816,788 Land $230,000 Building $586,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12708 Jacob Grace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12708 Jacob Grace Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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