12707 Persons Rd, Bow, WA 98232 Property Records

Skagit County property record for 12707 Persons Rd, Bow, WA 98232

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,007 sqft · built 2007
Lot Size	16.2 acres (708,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Sep 2016)
Tax Bill	$8,102 (2023)
Deeds & Mortgages	May 2021 Mortgage Jan 2022 Line of Credit + 1 more
APN	`350319-4-008-0600`

Property Details

APN / Parcel Number

Primary APN	`350319-4-008-0600`
Alternative APN	`P124050`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,007 sqft Living Area
Gross Area	5,422 sqft
1st Floor Area	2,042 sqft
2nd Floor Area	965 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	708,721 sqft (16.2 acres)
Garage Type	Attached
Garage Area	975 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	244 sqft
Patio Area	1,131 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	P124050
Old Parcel Number	35031940080600
Street Address	12707 PERSONS RD
City	BOW
State	WA
Zip	98232-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(16.2700 AC) LOT 4 SHORT PLAT#PL05-0292 AF#200512130095 LOCATED IN SE1/4, SECTION 19, TOWNSHIP 35 NORTH, RANGE 3 EAST, W.M.,
Legal Range	03E
Legal Township	35N
Legal Section	19
Legal Quarter	SE
Legal Subdivision	SKAGIT CNTY SHORT CARD PLACE -
Legal Tract	10
Legal Lot Number	4
Jurisdiction	SKAGIT WA
Township / Civil Division	BAY VIEW
Census Block Group	1
Census Block	1002
Census Tract	951900

Owner

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12707 PERSONS RD, BOW, WA 98232-7237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit KEY BA01192052NK NA
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on Record
Deed Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	201609090078
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	12707 PERSONS RD, BOW, WA 98232-7237
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000021
Date	May 24, 2021
Instrument	202105240021

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Mar 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	12707 PERSONS RD, BOW, WA 98232-7237
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	ACCURATE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12707 PERSONS RD, BOW, WA 98232-7237
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000023
Date	Jan 27, 2022
Instrument	202201270023

Lender

Name	KEY BA01192052NK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	12707 PERSONS RD, BOW, WA 98232-7237
Document Number	0011070007
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12707 PERSONS RD BOW WA 982327237, BOW, WA 98232-7237

Mortgage

Document Number	0011070007
Date	Nov 7, 2017
Instrument	11070007

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Burlington-Edison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,102.00
2022		$975,500 Land $432,700 Building $542,800	$975,500 Land $432,700 Building $542,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1980–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms & Flooding, Nov 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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