21232 GATHERING OAK #103 SAN ANTONIO TX 782603360, 103, SAN ANTONIO, TX 78260-3360
March 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
BEXAR TX
Recording Date
Mar 5, 2018
Property Address
12707 BLUFF SPURS TRL, HELOTES, TX 78023-2944
Book / Page
019019 / 001196
Instrument Date
Feb 28, 2018
Instrument
40484
Transaction Type
Mortgage
Record Updated
Mar 20, 2018
Title Company
PRESIDIO TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
21232 GATHERING OAK #103 SAN ANTONIO TX 782603360, 103, SAN ANTONIO, TX 78260-3360
Mortgage
Document Number
0000040484
Date
Mar 5, 2018
Book Page
019019/001196
Instrument
40484
Lender
Name
BROADWAY BK/CHICAGO
Type
Bank
Address
1177 NE LOOP 410, SAN ANTONIO, TX 78209-1517
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 12707 Bluff Spurs Trl was $11,675 with a homeowner's exemption, down 3% from the year before.
Source: Bexar County assessment roll, as of May 26, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Bexar County
Unified School District
Northside Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$11,675.00 (-2.96%)Homeowner's exemption
$754,980Land $108,150Building $646,830
$754,980Land $108,150Building $646,830
2024
$12,031.00 (+8.09%)
2023
$11,131.00 (-5.7%)Homeowner's exemption
$822,970Land $91,720Building $731,250
$822,970Land $91,720Building $731,250
2022
$11,804.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12707 Bluff Spurs Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 18 policies
Nearby Flood Policies
18 in force
Nearby Flood Claims
2 (2002–2007)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Sep 2007 · Hurricane Dean
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12707 Bluff Spurs Trl is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source
Purchased surface water from several systems
Last State Inspection
Aug 2023
Lead
2 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025