12706 Ruby Lake Dr, Walker, LA 70785 Property Records

Livingston Parish property record for 12706 Ruby Lake Dr, Walker, LA 70785

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,542 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2025)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0544908`

Property Details

APN / Parcel Number

Primary APN	`0544908`

Exterior

Lot Area	13,542 sqft (0.31 acres)

Location & Zoning

Street Address	12706 RUBY LAKE DR
City	WALKER
State	LA
Zip	70785-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 245 OF SPRING LAKE 4TH FILING IN SEC 35-5-3
Legal Range	03E
Legal Township	05S
Legal Section	35
Legal Subdivision	SPRING LAKE
Legal Block	4
Legal Lot Number	245
Jurisdiction	LIVINGSTON LA
Township / Civil Division	2
Census Block Group	3
Census Block	3018
Census Tract	40304

Owner

Source: Livingston Parish assessment roll, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12706 RUBY LAKE DR, WALKER, LA 70785-3435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Mar 19, 2014
Deed Document Number	20251109200
Deed Book / Page	1556 / 686
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON LA
Recording Date	Apr 15, 2026
Property Address	12706 RUBY LAKE DR, WALKER, LA 70785-3435
Document Number	0001130806
Book / Page	3631 / 1
Instrument Date	Apr 7, 2026
Instrument	20261130806
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LANDWEST TITLE, LANDVEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12706 RUBY LAKE DR, WALKER, LA 70785-3435
Investor	Possibly a Property Investor

Mortgage

Document Number	0001130806,
Date	Apr 15, 2026
Book Page	3631/1
Instrument	20261130806

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON LA
Property Address	12706 RUBY LAKE DR, WALKER, LA 70785-3435
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010255
Date	Jul 7, 2021
Book Page	3089/596
Instrument	1010255

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Livingston Parish assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Livingston Parish
Unified School District	Livingston Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (+15.66%)	$23,952 (+32.33%) Land $3,430 Building $20,522	$239,520 (+32.33%) Land $34,300 Building $205,220
2023	$2,197.00 (-0.68%) Homeowner's exemption	$18,100 (-) Land $3,430 Building $14,670	$181,000 (-) Land $34,300 Building $146,700
2022	$2,212.00 Homeowner's exemption	$18,100 Land $3,430 Building $14,670	$181,000 Land $34,300 Building $146,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	22 (2015–2016)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Aug 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2016 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LIVINGSTON WATER SYSTEM serves 8,946 people · EPA ID LA1063013
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

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