12705 State Rd CC, Festus, MO 63028 Property Records

Jefferson County property record for 12705 State Rd CC, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,170 sqft · built 1955
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on Record
Last Sale$37,500 (Dec 2017)
Tax Bill$1,250 (2024)
Deeds & MortgagesApr 2021 Line of Credit
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN187.035.00000004

Property Details

APN / Parcel Number

Primary APN187.035.00000004
Alternative APN
  • 1870350 004

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area1,845 sqft
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area100,188 sqft (2.3 acres)
Garage TypeAttached
Garage Area675 sqft

Exterior Amenities

PorchStoop
Porch Area72 sqft
Patio Area405 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address12705 STATE ROAD CC
CityFESTUS
StateMO
Zip63028-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPT NW1/4 NW1/4
Legal Range5E
Legal Township40N
Legal Section35
Legal Block4
JurisdictionJEFFERSON MO
Township / Civil DivisionPLATTIN
Census Block Group4
Census Block4039
Census Tract701404

Owner

Source: Jefferson County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12705 STATE ROAD CC, FESTUS, MO 63028-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Dec 19, 2017Quit Claim Deed, Mortgage · Line of Credit
FIRST CMNTY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleAug 13, 2002
Deed Document Number201739923
Prior Transfer DateNov 22, 2017
Prior Transfer Doc0000039923
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address12705 STATE ROAD CC, FESTUS, MO 63028-3817
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12705 STATE ROAD CC, FESTUS, MO 63028-3817

Mortgage

Document Number0000017752
DateApr 22, 2021
Instrument2021R-017752
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMar 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateDec 19, 2017
Property Address12705 STATE ROAD CC, FESTUS, MO 63028-3817
Document Number0000039923
Instrument DateNov 22, 2017
Instrument39923
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTOUCHSTONE TITLE AND ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12705 STATE ROAD CC FESTUS MO 630283817, FESTUS, MO 63028-3817

Mortgage

Document Number39924
DateDec 19, 2017
Instrument39924
Lender
NameFIRST CMNTY FCU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 18, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictDe Soto 73 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 (+7.69%) Land $2,100 Building $18,900$110,200 (-) Land $10,900 Building $99,300
2024$1,250.00 (+0.16%)$110,200 (+7.41%) Land $10,900 Building $99,300
2023$1,248.00$19,500 Land $2,100 Building $17,400$102,600 Land $10,900 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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