12705 Red Rock Rd, Reno, NV 89508 Property Records

Washoe County property record for 12705 Red Rock Rd, Reno, NV 89508

Property Summary

Property TypeResidential Vacant Land
Detailsbuilt 1987
Lot Size1.42 acres (61,855 sqft)
OwnerIndividual Name on File
Last Sale$760,000 (Sep 2021)
Tax Bill$1,096 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087-050-06

Property Details

APN / Parcel Number

Primary APN087-050-06
Alternative APN
  • 118671

Exterior

Year BuiltBuilt 1987
Lot Area61,855 sqft (1.42 acres)
PorchPorch
Porch Area624 sqft
FenceFence

Location & Zoning

Account Number118671
Street Address12705 RED ROCK RD
CityRENO
StateNV
Zip89508
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeLDS
Legal DescriptionFR NW4 SW4 SEC 13 TWP 21 RGE 18
Legal Range18
Legal Township21
Legal Section13
JurisdictionWASHOE NV
Township / Civil DivisionNORTH VALLEYS
Census Block Group1
Census Block1002
Census Tract2603

Owner

12705 Red Rock Rd, residential vacant land, is owned by an individual who bought it in September 2021.

Source: Washoe County records, as of January 8, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10220 PATHFINDER DR, RENO, NV 89508-8558
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Sep 24, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
ALL WESTERN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleJan 7, 2004 · Amount on File
Deed Document Number5230527
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address12705 RED ROCK RD, RENO, NV 89508
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005322304
DateAug 1, 2022
Instrument5322304
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressSANDY, UT 84070
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateSep 24, 2021
Property Address12705 RED ROCK RD, RENO, NV 89508
Document Number0005230527
Instrument DateSep 21, 2021
Instrument5230527
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyFIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,116.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address831 RABBIT ROAD, 831, FREMONT, WI 54940

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10220 PATHFINDER DR, RENO, NV 89508-8558

Mortgage

Document Number0005230528
DateSep 24, 2021
Instrument5230528
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12705 Red Rock Rd was $1,096.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00$48,592 Land $35,700 Building $12,892$138,833 Land $102,000 Building $36,833
2023$941.00$48,340 Land $35,700 Building $12,640$138,115 Land $102,000 Building $36,115

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12705 Red Rock Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1995–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12705 Red Rock Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 85% of Nevada
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Net NV
Fixed Wireless
100 / 100
Hot Spot Broadband
Fixed Wireless
100 / 50

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