12705 Peters Rd, Wolverine, MI 49799 Property Records

Cheboygan County property record for 12705 Peters Rd, Wolverine, MI 49799

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Feb 2019)
Tax Bill	$973 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`241-002-400-006-00`

Property Details

APN / Parcel Number

Primary APN	`241-002-400-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Building Perimeter
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	43,560 sqft (1 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12705 PETERS RD
City	WOLVERINE
State	MI
Zip	49799-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON N - S 1/4 LI SEC 2, T33N,R3W 1015.85FT S FROM CEN 1/4 POST; TH S 89D 34M E 323.57FT; TH S 0D 40M 20S W 150FT; TH N 89D
Legal Range	03W
Legal Township	033
Legal Section	02
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	WILMOT
Census Block Group	3
Census Block	3038
Census Tract	960800

Owner

12705 Peters Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 17, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance AWAKON FEDERAL CREDIT UNION
Nov 3, 2021	Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 20, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL
Feb 20, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Prior Sale	Feb 22, 2011 · Amount on File
Deed Book / Page	1379 / 37
Last Transfer Date	Oct 25, 2021
Transfer Doc	001466/571
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 PETERS RD, WOLVERINE, MI 49799-9620

Mortgage

Document Number	0000001525/0000000333
Date	Feb 29, 2024
Book Page	0000001525/0000000333

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001375/767
Date	Dec 17, 2018
Book Page	1375/767

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	109 Months
Due	Jan 1, 2028

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 3, 2021
Property Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Document Number	001466/571
Book / Page	1466 / 571
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 PETERS RD, WOLVERINE, MI 49799-9620

Mortgage

Document Number	0001466574
Date	Nov 3, 2021
Instrument	1466/574

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1379/39
Date	Feb 20, 2019
Book Page	1379/39

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 20, 2019
Property Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Document Number	0001379/37
Book / Page	1379 / 37
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 PETERS RD, WOLVERINE, MI 49799-9620
Investor	Possibly a Property Investor

Mortgage

Document Number	0001379/39
Date	Feb 20, 2019
Book Page	1379/39

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12705 Peters Rd was $973 with a homeowner's exemption, up 2.3% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Wilmot Township
Unified School District	Wolverine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,100 (+14.26%)	$128,200 (+14.26%)
2025	$973.00 (+2.31%) Homeowner's exemption	$56,100	$112,200
2024	$951.00
2023		$42,000	$84,000
2022	$855.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12705 Peters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12705 Peters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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