Baldwin County property record for 12705 Oak Tree Dr, Foley, AL 36535
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 2,352 sqft · built 1991 |
| Lot Size | 14 acres (609,840 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-09-29-0-000-002.011 |
| Primary APN | 55-09-29-0-000-002.011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Heated Area |
| 1st Floor Area | 1,467 sqft |
| Upper Floors Area | 1,264 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 609,840 sqft (14 acres) |
| Pool Area | 336 sqft |
| Utility Building | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 221644 |
|---|---|
| Street Address | 12705 OAK TREE DR |
| City | FOLEY |
| State | AL |
| Zip | 36535-8389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 14.7 AC COM AT SW COR OF NW/14 SEC 29 RUN TH N 50' TH CONT N875' TO POB CONT TH N 552.7', E 1107.8', S 552.7', W 1109.7' TO P |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11409 |
12705 Oak Tree Dr, a rural home, is owned and occupied by an individual.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12705 OAK TREE DR, FOLEY, AL 36535-8389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12705 OAK TREE DR, FOLEY, AL 36535-8389 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001905181 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 1905181 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | FAIRHOPE, AL 36532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12705 Oak Tree Dr was $1,197 with a homeowner's exemption.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 | $44,380 Land $2,440 Building $41,940 | $712,000 Land $272,500 Building $439,500 |
| 2023 | $1,111.00 (+31.01%) Homeowner's exemption | $41,320 (+29.45%) | $629,100 (+31.39%) Land $239,500 Building $389,600 |
| 2022 | $848.00 (+13.22%) Homeowner's exemption | $31,920 | $478,800 Land $178,800 Building $300,000 |
| 2021 | $749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12705 Oak Tree Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 16 (2004–2021) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12705 Oak Tree Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 80 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, T-Mobile.
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