Prince George's County property record for 12705 N Point Ln, Laurel, MD 20708
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,288 sqft · built 1975 |
| Lot Size | 0.227 acres (9,930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Feb 2004) |
| Tax Bill | $4,637 (2023) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1061506 |
| Primary APN | 10-1061506 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Total Area |
| 1st Floor Area | 1,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,930 sqft (0.227 acres) |
| Deck Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 1061506 |
|---|---|
| Street Address | 12705 N POINT LN |
| City | LAUREL |
| State | MD |
| Zip | 20708-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF65 |
| Legal Description | MONTPELIER WEST |
| Legal Subdivision | MONTPELIER WEST 03 |
| Legal Block | D |
| Legal Lot Number | 48 |
| Jurisdiction | PRINCE GEORGE'S MD |
| Township / Civil Division | 10, LAUREL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 800218 |
Source: Prince George's County records, as of October 20, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12705 N POINT LN, LAUREL, MD 20708-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2004 · Amount on Record |
| Deed Sale | Feb 9, 2004 · Amount on Record |
| Deed Document Number | 402090 |
| Deed Book / Page | 18828 / 494 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Property Address | 12705 N POINT LN, LAUREL, MD 20708-2313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12705 N POINT LN, LAUREL, MD 20708-2313 |
| Document Number | 0479500290 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 47950/290 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 887 Months |
| Due | Jun 13, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
Source: Prince George's County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Prince George's County |
| Unified School District | Prince George's County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,637.00 Homeowner's exemption | $417,000 | $469,400 Land $126,100 Building $343,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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