12705 Kramer Ln, Bowie, MD 20715 Property Records

Prince George's County property record for 12705 Kramer Ln, Bowie, MD 20715

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1962
Lot Size	0.232 acres (10,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,500 (Jul 1993)
Tax Bill	$4,806 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-0665547`

Property Details

APN / Parcel Number

Primary APN	`07-0665547`
Alternative APN	`0665547`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,716 sqft Total Area
1st Floor Area	936 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,127 sqft (0.232 acres)
Garage Area	312 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0665547
Street Address	12705 KRAMER LN
City	BOWIE
State	MD
Zip	20715-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF65
Legal Description	KENILWORTH AT
Legal Quarter	2
Legal Subdivision	SECTION 23 KENILWORTH/BELAIR
Legal Block	82
Legal Lot Number	10
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	7, QUEEN ANNE
Census Block Group	2
Census Block	2027
Census Tract	800505

Owner

Source: Prince George's County records, as of October 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12705 KRAMER LN, BOWIE, MD 20715-2869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1993 · Amount on Record
Deed Sale	Jul 28, 1993 · Amount on Record
Deed Document Number	307280
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12705 KRAMER LN, BOWIE, MD 20715-2869
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 KRAMER LN, BOWIE, MD 20715-2869

Mortgage

Document Number	0485520086
Date	Feb 8, 2023
Book Page	48552/86

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12705 KRAMER LN, BOWIE, MD 20715-2869
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0463780001
Date	Oct 20, 2021
Book Page	46378/1

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12705 KRAMER LN, BOWIE, MD 20715-2869
Document Number	0397120289
Book / Page	039712 / 000289
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12705 KRAMER LN BOWIE MD 207152869, BOWIE, MD 20715-2869

Mortgage

Document Number	0397120289
Date	Jun 21, 2017
Book Page	039712/000289

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Bowie City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,806.00 Homeowner's exemption	$351,867	$378,000 Land $101,200 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 25,000 people · EPA ID MD0160002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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