12705 Chesney Ln, Bowie, MD 20715 Property Records

Prince George's County property record for 12705 Chesney Ln, Bowie, MD 20715

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,872 sqft · built 1966
Lot Size	0.269 acres (11,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jan 2018)
Tax Bill	$7,161 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-1615350`

Property Details

APN / Parcel Number

Primary APN	`14-1615350`
Alternative APN	`1615350`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,719 sqft (0.269 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1615350
Street Address	12705 CHESNEY LN
City	BOWIE
State	MD
Zip	20715-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF95
Legal Description	CHAPEL FORGE AT
Legal Subdivision	CHAPEL FORGE/BELAIR SEC 69
Legal Block	206
Legal Lot Number	5
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	14, BOWIE
Census Block Group	1
Census Block	1007
Census Tract	800402

Owner

Source: Prince George's County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PSC 489 BOX 537, APO, AE 09751-0006
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
Jan 22, 2018	Grant Deed, Transfer · VA Mortgage HOWARD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Prior Sale	Jul 30, 1993 · Amount on Record
Deed Document Number	201840477-544
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	0346740392
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12705 CHESNEY LN, BOWIE, MD 20715-1331
Document Number	0446280280
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12705 CHESNEY LN BOWIE MD 207151331, BOWIE, MD 20715-1331

Mortgage

Document Number	0446280280
Date	Jan 8, 2021
Book Page	044628/000280

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12705 CHESNEY LN, BOWIE, MD 20715-1331
Document Number	0446280295
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12705 CHESNEY LN BOWIE MD 207151331, BOWIE, MD 20715-1331

Mortgage

Document Number	0446280295
Date	Jan 8, 2021
Book Page	044628/000295

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 7, 2041

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Jan 22, 2018
Property Address	12705 CHESNEY LN, BOWIE, MD 20715-1331
Document Number	0404770544
Book / Page	040477 / 000544
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12705 CHESNEY LN BOWIE MD 207151331, BOWIE, MD 20715-1331

Mortgage

Document Number	404770552
Date	Jan 22, 2018
Book Page	040477/000552

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Bowie City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$442,200 (+11.93%) Land $101,500 Building $340,700	$442,200 (-) Land $101,500 Building $340,700
2024	$7,161.00 (+32.71%)
2023	$5,396.00	$395,067	$442,200 Land $101,500 Building $340,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 25,000 people · EPA ID MD0160002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Believe Broadband.

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