12704 Telegraph Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 12704 Telegraph Rd, Pecatonica, IL 61063

Property Summary

Property Type	Rural Home
Lot Size	5.91 acres (257,440 sqft)
Owner	2 Company Names on File
Last Sale	$200,000 (Apr 2020)
Tax Bill	$5,520 (2024)
Deeds & Mortgages	Mar 2026 Sale Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-400-007`

Property Details

APN / Parcel Number

Primary APN	`09-13-400-007`

Exterior

Lot Area	257,440 sqft (5.91 acres)

Location & Zoning

Street Address	12704 TELEGRAPH RD
City	PECATONICA
State	IL
Zip	61063-9160
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COMM NE COR SE1/4 SEC 13-27-10 TH SW 1492.52 FT TO C/L TELEGRAPH RD TH NW ALG SAID C/L APPROX 970.41 FT TO POB THSW 170.54 FT NW 71.95 FT SW 176.09 FT
Legal Range	10
Legal Township	27
Legal Section	13
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4016
Census Tract	4300

Owner

Source: Winnebago County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 24, 2020	Deed of Trust, Mortgage STILLMAN BANCORP
Apr 29, 2020	Quit Claim Deed, Transfer TITLE UNDERWRITERS AGENCY
Apr 29, 2020	Grant Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Deed Document Number	20201011004
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000007577
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 30, 2026
Property Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160
Document Number	0000007577
Map Reference	PB 604 PG 21
Instrument Date	Mar 26, 2026
Instrument	2607577
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160
Document Number	0001011006
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12704 TELEGRAPH RD PECATONICA IL 610639160, PECATONICA, IL 61063-9160

Mortgage

Document Number	0001011006
Date	Apr 29, 2020
Instrument	1011006

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 29, 2020
Property Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160
Document Number	0001011005
Instrument Date	Apr 24, 2020
Instrument	1011005
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12704 TELEGRAPH RD PECATONICA IL 610639160, PECATONICA, IL 61063-9160

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 29, 2020
Property Address	12704 TELEGRAPH RD, PECATONICA, IL 61063-9160
Document Number	0001011004
Instrument Date	Apr 9, 2020
Instrument	1011004
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12704 TELEGRAPH RD PECATONICA IL 610639160, PECATONICA, IL 61063-9160

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,520.00	$83,516 (+17.95%) Land $38,622 Building $44,894	$250,548 (+17.95%) Land $115,866 Building $134,682
2022	Homeowner's exemption	$70,805 Land $32,744 Building $38,061	$212,415 Land $98,232 Building $114,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
AaroBand Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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