Jackson County property record for 12704 E 48th Ter S, Independence, MO 64055 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 926 sqft · built 1955 |
| Lot Size | 0.23 acres (10,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,605 (May 2026) |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit May 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-440-06-13 |
| Primary APN | 33-440-06-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 926 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,023 sqft (0.23 acres) |
| Lot Dimensions | 145 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 880607 |
|---|---|
| Street Address | 12704 E 48TH TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-5622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUE VUE LOT 142 |
| Legal Subdivision | BLUE VUE |
| Legal Block | 3 |
| Legal Lot Number | 142 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 12400 |
Source: Jackson County records · APN 33-440-06-13
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| May 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAINSTREET CU |
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Jul 09, 2024 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Apr 01, 2025 · Amount on Record |
| Deed Document Number | 202639416 |
| Prior Transfer Date | Jul 20, 2006 |
| Prior Transfer Doc | 0000069871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 00E0006440 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022E0006440 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, MO 64055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 00E0030272 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 2023E0030272 |
| Name | MAINSTREET CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66215 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | May 29, 2026 |
| Property Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 0000039784 |
| Instrument Date | May 26, 2026 |
| Instrument | 202639784 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Name | Verified Name |
|---|---|
| Address | 3637 NW 85TH ST, KANSAS CITY, MO 64154-1165 |
| Document Number | 0000039784, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202639784 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | May 28, 2026 |
| Property Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 00E0039416 |
| Instrument Date | May 26, 2026 |
| Instrument | 202639416 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000039784, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026E39784 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Apr 01, 2025 |
| Property Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 00E0021444 |
| Instrument Date | Mar 27, 2025 |
| Instrument | 2025E0021444 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | PLATINUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 00E0021815 |
|---|---|
| Date | Apr 01, 2025 |
| Instrument | 2025E0021815 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jul 09, 2024 |
| Property Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
| Document Number | 00E0044312 |
| Instrument Date | Jul 08, 2024 |
| Instrument | 2024E0044312 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12704 E 48TH TER S, INDEPENDENCE, MO 64055-5622 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Raytown C-2 School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,612.00 (-4.62%) | $19,599 (-7.14%) Land $3,922 Building $15,677 | $103,150 (-7.14%) |
| 2024 | $1,690.00 (+0.48%) | ||
| 2023 | $1,682.00 | $21,105 Land $3,245 Building $17,860 | $111,080 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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