12704 Chilton Cir, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12704 Chilton Cir, Silver Spring, MD 20904

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,154 sqft · built 1965
Lot Size0.224 acres (9,760 sqft)
OwnerIndividual Name on File
Tax Bill$5,666 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00339603

Property Details

APN / Parcel Number

Primary APN05-00339603
Alternative APN
  • 00339603

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,154 sqft Living Area
1st Floor Area1,304 sqft
Basement Area850 sqft
Finished Basement850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleTownhouse
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,760 sqft (0.224 acres)
PorchOpen Porch
Porch Area92 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00339603
Street Address12704 CHILTON CIR
CitySILVER SPRING
StateMD
Zip20904-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionFAIRVIEW EST
Legal SubdivisionFAIRVIEW ESTATES
Legal BlockH
Legal Lot Number24
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group2
Census Block2005
Census Tract701503

Owner

12704 Chilton Cir is owned and occupied by an individual who acquired it in February 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address12704 CHILTON CIR, SILVER SPRING, MD 20904-1511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 22, 2021Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 2, 2015
Transfer Doc0498710133
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12704 CHILTON CIR, SILVER SPRING, MD 20904-1511
Transaction TypeMortgage
Record UpdatedJul 17, 2023
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0671630004
DateJun 30, 2023
Book Page67163/4
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12704 CHILTON CIR, SILVER SPRING, MD 20904-1511
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12704 CHILTON CIR, SILVER SPRING, MD 20904-1511

Mortgage

Document Number0635600086
DateJul 22, 2021
Book Page63560/86
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12704 Chilton Cir was $5,666, down 4.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,500 (+6.2%) Land $192,400 Building $330,100$522,500 (-) Land $192,400 Building $330,100
2025$5,666.00 (-4.29%)$492,000$522,500 Land $192,400 Building $330,100
2024$5,920.00
2023$431,000 Land $192,400 Building $238,600$431,000 Land $192,400 Building $238,600
2022$4,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12704 Chilton Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2017–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12704 Chilton Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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