12703 Stewards Ln, Cypress, TX 77429 Property Records

Harris County property record for 12703 Stewards Ln, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,518 sqft · built 2019
Lot Size0.207 acres (9,005 sqft)
OwnerIndividual Name on Record
Last Sale$365,800 (May 2019)
Tax Bill$9,469 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN136-729-001-0016

Property Details

APN / Parcel Number

Primary APN136-729-001-0016
Alternative APN
  • 0402090000225

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,518 sqft Living Area
1st Floor Area2,518 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area9,005 sqft (0.207 acres)
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1367290010016
Street Address12703 STEWARDS LN
CityCYPRESS
StateTX
Zip77429-0032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 BLK 1 PRESERVE AT KLUGE
Legal SubdivisionPRESERVE AT KLUGE
Legal Block1
Legal Lot Number16
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1001
Census Tract554502

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15715 WALNUT LEAF LN, CYPRESS, TX 77429-2160
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
May 15, 2019Grant Deed, Subdivision Related Transfer
PULTE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2019 · Amount on Record
Deed SaleMay 15, 2019 · Amount on Record
Deed Document Number2019201794
Prior Transfer DateMay 14, 2019
Prior Transfer Doc2019201794
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12703 STEWARDS LN, CYPRESS, TX 77429-0032
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022974
DateJan 13, 2022
Instrument2022-22974
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2032

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12703 STEWARDS LN, CYPRESS, TX 77429-0032
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021134603
DateMar 16, 2021
Instrument2021-134603
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2041

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateMay 15, 2019
Property Address12703 STEWARDS LN, CYPRESS, TX 77429-0032
Document Number0000201794
Instrument DateMay 14, 2019
Instrument201794
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 24, 2019
Title CompanyPGP TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12703 STEWARDS LN CYPRESS TX 774290032, CYPRESS, TX 77429-0032

Mortgage

Document Number201795
DateMay 15, 2019
Instrument201795
Lender
NamePULTE MTG
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
AmountAmount Recorded
Term360 Months
DueMay 14, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413,041 (+3.81%) Land $81,644 Building $331,397$413,041 (+3.81%) Land $81,644 Building $331,397
2025$9,469.00 (+254.11%)$397,878 (+0.16%) Land $81,644 Building $316,234$397,878 (+0.16%) Land $81,644 Building $316,234
2024$2,674.00 (+21.6%)
2023$397,224 Land $71,068 Building $326,156$397,224 Land $71,068 Building $326,156
2022$2,199.00 (-1.21%)
2020$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims51 (1985–2021)
Claims Outside the SFHA20 of 51
Most Recent ClaimFeb 2021 · Severe Winter Storms
Claims by Event
  • Hurricane Harvey, Aug 2017 · 8 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 10 claims
  • Flooding 10/18/98, Oct 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRANT ROAD PUD
serves 3,393 people · EPA ID TX1011991
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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