12703 Saint Clair Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12703 Saint Clair Dr, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,425 sqft · built 1961
Lot Size0.815 acres (35,519 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Feb 1998)
Tax Bill$2,315 (2025)
Flood ZoneZone X (minimal risk)
APN21151800240000

Property Details

APN / Parcel Number

Primary APN21151800240000
Alternative APNs
  • 151800240000
  • 00055462

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,425 sqft Finished Area
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area35,519 sqft (0.815 acres)
Garage TypeMixed
Garage Area500 sqft
CarportCarport
Carport Area500 sqft
Parking Spaces4 Parking Spaces
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00055462
Street Address12703 SAINT CLAIR DR
CityMIDDLETOWN
StateKY
Zip40243-1036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 24 SEC 2 HOLLIDAY HILLS SUB
Legal SubdivisionHOLIDAY HILLS
Legal Lot Number24
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group4
Census Block4012
Census Tract10406

Owner

12703 Saint Clair Dr is owned and occupied by two individuals who bought it in February 1998.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12703 SAINT CLAIR DR, LOUISVILLE, KY 40243-1036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 1998 · Amount on File
Deed SaleFeb 27, 1998 · Amount on File
Deed Document Number0007006521
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12703 Saint Clair Dr was $2,315 with a homeowner's exemption.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,315.00 Homeowner's exemption$256,560 Land $65,000 Building $191,560
2024$256,560 (-) Land $65,000 Building $191,560
2023$2,434.00 (-3.03%)$256,560 (-) Land $65,000 Building $191,560$256,560 (-) Land $65,000 Building $191,560
2022$2,510.00$256,560 Land $65,000 Building $191,560$256,560 Land $65,000 Building $191,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12703 Saint Clair Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12703 Saint Clair Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Clair Dr

Nearby Streets

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