12702 Rigdale Ter, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12702 Rigdale Ter, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,868 sqft · built 1965
Lot Size	0.212 acres (9,247 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (Aug 2017)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00340828`

Property Details

APN / Parcel Number

Primary APN	`05-00340828`
Alternative APN	`00340828`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,868 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,247 sqft (0.212 acres)
Porch	Enclosed Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00340828
Street Address	12702 RIGDALE TER
City	SILVER SPRING
State	MD
Zip	20904-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	FAIRVIEW ESTATES
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	H
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	701503

Owner

12702 Rigdale Ter is owned and occupied by an individual who bought it in August 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12702 RIGDALE TER, SILVER SPRING, MD 20904-1524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Jan 18, 1995 · Amount on File
Deed Book / Page	54794 / 433
Record Updated	Sep 20, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 30, 2017
Property Address	12702 RIGDALE TER, SILVER SPRING, MD 20904-1524
Document Number	0547940433
Book / Page	54794 / 433
Map Reference	MB71 PL6739
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 RIGDALE TER, SILVER SPRING, MD 20904-1524

Mortgage

Document Number	0054794440
Date	Aug 30, 2017
Instrument	54794/440

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12702 Rigdale Ter was $5,847.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,800 (+8.09%) Land $190,100 Building $293,700	$483,800 (-) Land $190,100 Building $293,700
2025	$5,847.00	$447,600	$483,800 Land $190,100 Building $293,700
2023		$375,200 Land $190,100 Building $185,100	$375,200 Land $190,100 Building $185,100
2022	$3,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12702 Rigdale Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12702 Rigdale Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250