12702 135th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12702 135th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,148 sqft · built 2005
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$271,700 (Feb 2026)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6964-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6964-3`
Alternative APNs	`08-30-15-33822-000-0340` `301508338220000340` `153008338220000340` `R90452`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,148 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	2,148 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	81 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90452
Street Address	12702 135TH LN
City	LARGO
State	FL
Zip	33774-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE LAKE ESTATES LOT 34
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	GROVE LAKE ESTATES
Legal Tract	33822
Legal Lot Number	34
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3007
Census Tract	25209

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12702 135TH LN, LARGO, FL 33774-2443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 5, 2026	Quit Claim Deed, Transfer · Loan Assumption BETTER MORTGAGE CORPORATION
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Aug 22, 2013 · Amount on Record
Deed Document Number	202631230
Deed Book / Page	23443 / 2566
Prior Transfer Date	Jan 27, 2026
Prior Transfer Doc	0234432566
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12702 135TH LN, LARGO, FL 33774-2443
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 135TH LN, LARGO, FL 33774-2443

Mortgage

Document Number	0234740171
Date	Mar 4, 2026
Book Page	23474/171
Instrument	2026058423

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12702 135TH LN, LARGO, FL 33774-2443
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 135TH LN, LARGO, FL 33774-2443

Mortgage

Document Number	0215142080
Date	May 3, 2021
Book Page	21514/2080
Instrument	2021144415

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 5, 2026
Property Address	12702 135TH LN, LARGO, FL 33774-2443
Document Number	0234432566
Book / Page	23443 / 2566
Map Reference	MB 56 PG 34
Instrument Date	Jan 27, 2026
Instrument	2026031230
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,901.90
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12702 135TH LN, LARGO, FL 33774-2443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 135TH LN, LARGO, FL 33774-2443

Mortgage

Document Number	0234432570
Date	Feb 5, 2026
Instrument	23443/2570

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	303 Months
Due	May 1, 2051

Interest

Rate	2.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12702 135TH LN, LARGO, FL 33774-2443
Document Number	0201251850
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 135TH LN LARGO FL 337742443, LARGO, FL 33774-2443

Mortgage

Document Number	0201251850
Date	Jul 12, 2018
Book Page	020125/001850
Instrument	221898

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,860.00 (+5.65%)	$298,160 (+5.99%)	$579,640 (+9.24%) Land $146,873 Building $432,767
2024	$4,600.00 (+1.72%)
2023	$4,522.00 (+2.91%) Homeowner's exemption	$281,317 (+3%)	$530,602 (+24.76%) Land $182,985 Building $347,617
2022	$4,394.00 Homeowner's exemption	$273,123	$425,285 Land $163,892 Building $261,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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