12701 183rd St, Cold Spring, MN 56320 Property Records

Stearns County property record for 12701 183rd St, Cold Spring, MN 56320

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 1,050 sqft · built 1986
Lot Size	0.126 acres (5,508 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2022)
Tax Bill	$1,562 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-12084-0000`

Property Details

APN / Parcel Number

Primary APN	`20-12084-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,005 sqft
1st Floor Area	900 sqft
Flooring	Laminate Plank
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,508 sqft (0.126 acres)
Lot Dimensions	102 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	12701 183RD ST
City	COLD SPRING
State	MN
Zip	56320-9503
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 008 SCHREIFELS ADD SECTION 07 TOWNSHIP 122 RANGE 029 SECTION 07 TOWNSHIP 122 RANGE 029
Legal Range	29W
Legal Township	122
Legal Section	07
Legal Subdivision	SCHREIFELS ADD
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	MAINE PRAIRIE
Census Block Group	1
Census Block	1056
Census Tract	11201

Owner

Source: Stearns County records · APN 20-12084-0000

Assessment roll updated November 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3094 12TH AVE N, SARTELL, MN 56377-4833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Jun 20, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	20221426460
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 22, 2026
Property Address	12701 183RD ST, COLD SPRING, MN 56320-9503
Document Number	0001717612
Instrument Date	Jul 20, 2026
Instrument	20261717612
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$81,658.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12701 183RD ST, COLD SPRING, MN 56320-9503

Mortgage

Document Number	0001717613,
Date	Jul 22, 2026
Instrument	20261717613

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Nov 01, 2031

Interest

Rate	6.52%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 20, 2022
Property Address	12701 183RD ST, COLD SPRING, MN 56320-9503
Document Number	00A1634993
Instrument Date	Jun 15, 2022
Instrument	A1634993
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3094 12TH AVE N, SARTELL, MN 56377-4833

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Maine Prairie Township
Unified School District	Kimball Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+3.17%)
2025		$202,300 (+10.49%) Land $56,900 Building $145,400	$202,300 (+10.49%) Land $56,900 Building $145,400
2023	$1,514.00	$183,100 Land $51,600 Building $131,500	$183,100 Land $51,600 Building $131,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Arvig Enterprises Fiber	1,000 / 500
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 20 locations within half a mile of this property.

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