12700 Roark Ct, Reston, VA 20191 Property Records

Fairfax County property record for 12700 Roark Ct, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,652 sqft · built 1989
Lot Size	0.286 acres (12,477 sqft)
Owner	2 Individual Names on File
Last Sale	$712,000 (Nov 2019)
Tax Bill	$10,420 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0164-092A0006`

Property Details

APN / Parcel Number

Primary APN	`0164-092A0006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,550 sqft
Basement Area	428 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,477 sqft (0.286 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft
Patio Area	128 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12700 ROARK CT
City	RESTON
State	VA
Zip	20191-5840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	130
Legal Description	POLO FIELDS LT 6 SEC 2A
Legal Subdivision	POLO FIELDS
Legal Block	1
Legal Lot Number	6
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	1
Census Block	1006
Census Tract	481201

Owner

12700 Roark Ct is owned and occupied by two individuals who bought it in November 2019.

Source: Fairfax County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12700 ROARK CT, RESTON, VA 20191-5840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit NEXTMARK FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Nov 15, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Oct 29, 2002 · Amount on File
Deed Document Number	201975831001
Deed Book / Page	25979 / 1153
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Recording Date	Sep 23, 2026
Property Address	12700 ROARK CT, RESTON, VA 20191-5840
Document Number	2880001366
Book / Page	28804 / 1366
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NEW WORLD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	12700 ROARK CT, RESTON, VA 20191-5840

Mortgage

Document Number	2880001366,
Date	Sep 23, 2026
Book Page	28804/1366

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12700 ROARK CT, RESTON, VA 20191-5840
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028624001
Date	Jun 26, 2023
Book Page	27937/1277
Instrument	2023028624.001

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12700 ROARK CT, RESTON, VA 20191-5840
Document Number	2020128754001
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 ROARK CT RESTON VA 201915840, RESTON, VA 20191-5840

Mortgage

Document Number	2020128754001
Date	Oct 26, 2020
Book Page	026608/000906
Instrument	128754001

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Nov 15, 2019
Property Address	12700 ROARK CT, RESTON, VA 20191-5840
Document Number	2019075831001
Book / Page	025979 / 001153
Instrument Date	Sep 23, 2019
Instrument	75831001
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12700 ROARK CT RESTON VA 201915840, RESTON, VA 20191-5840

Mortgage

Document Number	2019075831002
Date	Nov 15, 2019
Book Page	025979/001157
Instrument	75831002

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12700 Roark Ct was $10,420.

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,420.00	$866,250 Land $341,000 Building $525,250	$866,250 Land $341,000 Building $525,250
2023	$8,874.00	$754,940 Land $311,000 Building $443,940	$754,940 Land $311,000 Building $443,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12700 Roark Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12700 Roark Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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