12700 Handboard Rd E, Union Bridge, MD 21791 Property Records

Frederick County property record for 12700 Handboard Rd E, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,166 sqft · built 2018
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on File
Last Sale	$656,500 (Oct 2023)
Tax Bill	$5,200 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-589072`

Property Details

APN / Parcel Number

Primary APN	`17-589072`
Alternative APN	`589072`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,166 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	384 sqft
Deck Area	495 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	589072
Street Address	12700 HANDBOARD RD E
City	UNION BRIDGE
State	MD
Zip	21791-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 201 2.29 ACRES DODD & RAINES PROPERTY
Legal Subdivision	DODD & RAINES PROP SEC 1 2
Legal Lot Number	201
Jurisdiction	FREDERICK MD
Township / Civil Division	17, JOHNSVILLE
Census Block Group	2
Census Block	2016
Census Tract	751600

Owner

Source: Frederick County records · APN 17-589072

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12700 HANDBOARD RD E, UNION BRIDGE, MD 21791-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2023	Deed, Transfer CLEAR TITLE, CLEAR TITLE LLC
May 24, 2018	Deed, Transfer · Conventional Mortgage CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	0016653488
Deed Book / Page	16653 / 488
Record Updated	Jun 07, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12700 HANDBOARD RD E, UNION BRIDGE, MD 21791-8617
Transaction Type	Mortgage
Record Updated	Mar 04, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 HANBOARD RD, UNION BRIDGE, MD 21791-8622

Mortgage

Document Number	0177260114
Date	Feb 17, 2026
Book Page	17726/114

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2041

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 31, 2023
Property Address	12700 HANDBOARD RD E, UNION BRIDGE, MD 21791-8617
Document Number	0166530488
Book / Page	16653 / 488
Map Reference	MB 91 PL 51
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,282.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12700 HANDBOARD RD E, UNION BRIDGE, MD 21791-8617

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 24, 2018
Property Address	12700 HANDBOARD RD E, UNION BRIDGE, MD 21791-8617
Document Number	0124290297
Book / Page	12429 / 0297
Map Reference	MB91 PL51
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12700 HANDBOARD RD E, UNION BRIDGE, MD 21791-8617

Mortgage

Document Number	0012429304
Date	May 24, 2018
Instrument	12429/304

Lender

Name	CORRIDOR MORTGAGE GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,200.00 Homeowner's exemption	$458,767	$549,100 Land $137,400 Building $411,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Handboard Rd E

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