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1270 Wycliffe Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1270 Wycliffe Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,646 sqft · built 2024
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$375,490 (Jul 2024)
Tax Bill$4,517 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-25-31-3505-0001-0400

Property Details

APN / Parcel Number

Primary APN20-25-31-3505-0001-0400
Alternative APN
  • 253120350500010400

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,646 sqft Living Area
Gross Area2,062 sqft
1st Floor Area684 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1270 WYCLIFFE WAY
CitySAINT CLOUD
StateFL
Zip34771-8078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIXTON TOWNHOMES PB 33 PGS 132-133 LOT 40
Legal SubdivisionBRIXTON TOWNHOMES
Legal Lot Number40
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43700

Owner

1270 Wycliffe Way is owned and occupied by two individuals who bought it in July 2024.

Source: Osceola County records, as of June 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1270 WYCLIFFE WAY, SAINT CLOUD, FL 34771-8078
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Jul 19, 2024Special Warranty Deed, Transfer · FHA Mortgage
PARK SQUARE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on File
Deed SaleJul 19, 2024 · Amount on File
Deed Document Number202494766
Deed Book / Page6636 / 1077
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 2, 2026
Property Address1270 WYCLIFFE WAY, SAINT CLOUD, FL 34771-8078
Document Number0000071251
Book / Page6980 / 43
Instrument DateApr 10, 2026
Instrument202671251
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFREEDOM MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 WYCLIFFE WAY, SAINT CLOUD, FL 34771-8078

Mortgage

Document Number0000071251,
DateJun 2, 2026
Book Page6980/43
Instrument202671251
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term479 Months
DueMay 1, 2066
Interest
Rate6.11%
Max Rate-1%

July 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 19, 2024
Property Address1270 WYCLIFFE WAY, SAINT CLOUD, FL 34771-8078
Document Number0066361077
Book / Page6636 / 1077
Map ReferenceMB 35 PG 132&133
Instrument DateJul 16, 2024
Instrument2024094766
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyPSH TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,628.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 VINELAND ROAD STE 200, 200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 WYCLIFFE WAY, SAINT CLOUD, FL 34771-8078

Mortgage

Document Number2024094767
DateJul 19, 2024
Instrument2024094767
Lender
NamePARK SQUARE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1270 Wycliffe Way was $4,517.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,517.00$315,500 Land $55,000 Building $260,500$315,500 Land $55,000 Building $260,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Wycliffe Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Wycliffe Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile, Xfinity.

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