1270 Steele Ridge Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1270 Steele Ridge Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 2,885 sqft · built 1972
Lot Size0.383 acres (16,700 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Oct 2018)
Tax Bill$5,929 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-886-00372825

Property Details

APN / Parcel Number

Primary APN01-886-00372825
Alternative APNs
  • 188600372825
  • 88600372825

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,885 sqft Living Area
Gross Area3,369 sqft
1st Floor Area1,605 sqft
Basement Area1,280 sqft
Finished Basement1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area16,700 sqft (0.383 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number88600372825
Street Address1270 STEELE RIDGE DR
CityEDGEWATER
StateMD
Zip21037-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 8 BK A WEST SHORE
Legal SubdivisionWEST SHORE
Legal BlockA
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1040
Census Tract701201

Owner

1270 Steele Ridge Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1270 STEELE RIDGE DR 1270 STEELE RI DR, EDGEWATER, MD 21037
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIVERSIFIED FINANCIAL MORTGAGE CORP
Jan 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIVERSIFIED FINANCIAL MORTGAGE CORP
Oct 3, 2018Deed, Transfer · Conventional Mortgage
DIVERSIFIED FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2018 · Amount on File
Deed SaleOct 3, 2018 · Amount on File
Prior SaleFeb 12, 2010 · Amount on File
Deed Book / Page32536 / 284
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1270 STEELE RIDGE DR, EDGEWATER, MD 21037-4206
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1270 STEELE RIDGE DR, EDGEWATER, MD 21037-4206

Mortgage

Document Number0358090174
DateDec 16, 2020
Book Page35809/174
Lender
NameDIVERSIFIED FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1270 STEELE RIDGE DR, EDGEWATER, MD 21037-4206
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0340680369
DateJan 14, 2020
Book Page34068/369
Lender
NameDIVERSIFIED FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2045

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 3, 2018
Property Address1270 STEELE RIDGE DR, EDGEWATER, MD 21037-4206
Document Number0325360284
Book / Page32536 / 284
Map ReferenceMB33 PG57
Instrument DateAug 31, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyEAGLE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1270 STEELE RIDGE DR, EDGEWATER, MD 21037-4206

Mortgage

Document Number0032536292
DateOct 3, 2018
Instrument32536/292
Lender
NameDIVERSIFIED FINANCIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1270 Steele Ridge Dr was $5,929 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$576,200 Land $223,500 Building $352,700$576,200 Land $223,500 Building $352,700
2025$5,929.00
2023$5,178.00 Homeowner's exemption$502,300 Land $223,500 Building $278,800$502,300 Land $223,500 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Steele Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Steele Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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