1270 Hempstead Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1270 Hempstead Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,498 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Mar 2017)
Tax Bill	$11,683 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 51.5-2-12`

Property Details

APN / Parcel Number

Primary APN	`422400 51.5-2-12`
Alternative APN	`240005100500020120000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	1,222 sqft
2nd Floor Area	1,276 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1270 HEMPSTEAD RD
City	SCHENECTADY
State	NY
Zip	12309-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MAP #9 ROSENDALE ESTATES
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1010
Census Tract	32101

Owner

1270 Hempstead Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1270 HEMPSTEAD RD, SCHENECTADY, NY 12309-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Jan 5, 2000 · Amount on File
Deed Document Number	20179294
Deed Book / Page	1957 / 767
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1270 HEMPSTEAD RD, SCHENECTADY, NY 12309-1237
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 HEMSTEAD ROAD, NISKAYUNA, NY 12309-1237

Mortgage

Document Number	0000007155
Date	Feb 23, 2021
Book Page	5072/214
Instrument	202107155

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 1, 2017
Property Address	1270 HEMPSTEAD RD, SCHENECTADY, NY 12309-1237
Document Number	0000009294
Book / Page	1957 / 767
Map Reference	CAB E-270&271
Instrument Date	Feb 24, 2017
Instrument	201709294
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1270 HEMPSTEAD RD, 1270, NISKAYUNA, NY 12309-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 GALWAY RD, GALWAY, NY 12074-2405

Mortgage

Document Number	0000009295
Date	Mar 1, 2017
Instrument	201709295

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1270 Hempstead Rd was $11,683, up 1.5% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,683.00 (+1.49%)
2025	$11,511.00	$265,000 Land $38,400 Building $226,600	$392,600 Land $56,890 Building $335,710
2023		$265,000 Land $38,400 Building $226,600	$335,400 Land $48,601 Building $286,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Hempstead Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1993–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Hempstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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