1270 Freds Mountain Rd, Reno, NV 89508 Property Records

Washoe County property record for 1270 Freds Mountain Rd, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2021
Lot Size	41.6 acres (1,812,532 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`079-400-17`

Property Details

APN / Parcel Number

Primary APN	`079-400-17`
Alternative APN	`103364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Frame Hardboard
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,812,532 sqft (41.6 acres)
Lot Width	41 ft Width
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1270 FREDS MOUNTAIN RD
City	RENO
State	NV
Zip	89508-7353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	RED ROCK ESTATES LT 163
Legal Subdivision	RED ROCK ESTATES
Legal Lot Number	163
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2051
Census Tract	3501

Owner

1270 Freds Mountain Rd is owned by two individuals who acquired it in August 2021.

Source: Washoe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 61383, RENO, NV 89506-0028
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS BANK
May 11, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 20, 2021	Intrafamily Transfer, Transfer · VA Mortgage ON Q FINANCIAL INC
Aug 13, 2021	Correction Deed
Aug 4, 2021	Intrafamily Transfer, Transfer
Dec 28, 2018	Grant Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021
Deed Sale	Aug 20, 2021
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	20215217424
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0005217424
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Apr 22, 2026
Property Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508-7353
Document Number	0005616701
Instrument Date	Apr 16, 2026
Instrument	20265616701
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508-7353
Investor	Possibly a Property Investor

Mortgage

Document Number	0005616701,
Date	Apr 22, 2026
Instrument	20265616701

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005302229
Date	May 11, 2022
Instrument	5302229

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Aug 20, 2021
Property Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508
Document Number	0005217424
Map Reference	FILE 578296
Instrument Date	Aug 19, 2021
Instrument	5217424
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 61383, RENO, NV 89506-0028

Mortgage

Document Number	0005217425
Date	Aug 20, 2021
Instrument	5217425

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 13, 2021
Property Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508
Document Number	0005215013
Map Reference	FILE 578296
Instrument Date	Aug 11, 2021
Instrument	5215013
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1270 FREDS MOUNTAIN RD, 1270, RENO, NV 89508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508
Investor	Possibly a Property Investor

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Aug 4, 2021
Property Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508
Document Number	0005211633
Map Reference	FILE 578296
Instrument Date	Aug 4, 2021
Instrument	5211633
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8880 W SUNSET RD # RD250, 8880, LAS VEGAS, NV 89148-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61383, RENO, NV 89506-0028
Investor	Possibly a Property Investor

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Dec 28, 2018
Property Address	1270 FREDS MOUNTAIN RD, RENO, NV 89508
Document Number	0004877158
Instrument Date	Dec 18, 2018
Instrument	4877158
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount on Record
Tax	$266.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8880 W SUNSET RD #250 LAS VEGAS NV 891485006, 250, LAS VEGAS, NV 89148-5006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1270 Freds Mountain Rd was $3,330.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,672 (-0.95%) Land $24,098 Building $143,575
2025	$3,330.00	$169,278 Land $24,098 Building $145,180	$483,649 Land $68,850 Building $414,799
2023	$4,187.00	$154,676 Land $17,640 Building $137,036	$441,931 Land $50,400 Building $391,531
2021			$295,151 Land $36,900 Building $258,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Freds Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Freds Mountain Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 88% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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