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1270 E Madison Ave, Unit A, El Cajon, CA 92021 Property Records

San Diego County property record for 1270 E Madison Ave, Unit A, El Cajon, CA 92021

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,088 sqft · built 1965
Lot Size5.03 acres (219,530 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Mar 2012)
Tax Bill$1,966 (2025)
Deeds & MortgagesNov 2017 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN489-310-11-16

Property Details

APN / Parcel Number

Primary APN489-310-11-16

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,088 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area219,530 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1270 E MADISON AVE, A
CityEL CAJON
StateCA
Zip92021-6419
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US16PER DOC73-76944&UND INT IN TR 005556
Legal SubdivisionBARBARA TERRACE
Legal Tract005556
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract16302

Owner

1270 E Madison Ave, Unit A is owned and occupied by two individuals who acquired it in January 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1270 E MADISON AVE, A, EL CAJON, CA 92021-6419
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIRECT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2012 · Amount on File
Deed SaleMar 15, 2012 · Amount on File
Prior SaleOct 17, 2008 · Amount on File
Deed Document Number2012153445
Last Transfer DateJan 28, 2016
Transfer Doc0000043018
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1270 E MADISON AVE UNIT A, A, EL CAJON, CA 92021-6419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000521702
DateNov 8, 2017
Instrument2017-0521702
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1270 E MADISON AVE UNIT A, A, EL CAJON, CA 92021-6419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000458348
DateAug 14, 2020
Instrument2020-0458348
Lender
NameDIRECT MORTGAGE CORP
TypeMortgage Company
AddressMIDVALE, UT 84047
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1270 E Madison Ave, Unit A was $1,966.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$115,166 (+2%) Land $44,835 Building $70,331
2025$1,966.00$112,908 Land $43,956 Building $68,952
2023$1,971.00 (+8.54%)$108,525 Land $42,250 Building $66,275
2022$1,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1270 E Madison Ave, Unit A in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1270 E Madison Ave, Unit A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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