1270 E Adams Dr, Franklin, IN 46131 Property Records

Johnson County property record for 1270 E Adams Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,770 sqft · built 1964
Lot Size	0.468 acres (20,386 sqft)
Owner	2 Individual Names on File
Last Sale	$279,100 (Jul 2020)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41001342031/00`

Property Details

APN / Parcel Number

Primary APN	`41001342031/00`
Alternative APNs	`41-08-13-031-020.000-018` `00001084009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2009
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	200 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084009
Street Address	1270 E ADAMS DR
City	FRANKLIN
State	IN
Zip	46131-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTTEUS SUB DIV LOT 31 MP FRANKLIN COMMUNI
Legal Subdivision	PORTTEUS SUB
Legal Lot Number	31
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1026
Census Tract	611100

Owner

1270 E Adams Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Johnson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1270 E ADAMS DR, FRANKLIN, IN 46131-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Deed Document Number	202016818
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1270 E ADAMS DR, FRANKLIN, IN 46131-1906
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019024446
Date	Oct 28, 2019
Instrument	2019-024446

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 7, 2044

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 1, 2020
Property Address	1270 E ADAMS DR, FRANKLIN, IN 46131-1906
Document Number	2020016818
Map Reference	PB 4 PG 20
Instrument Date	Jun 29, 2020
Instrument	2020-016818
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 E ADAMS DR, FRANKLIN, IN 46131-1906

Mortgage

Document Number	2020016819
Date	Jul 1, 2020
Instrument	2020-016819

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1270 E Adams Dr was $3,261 with a homeowner's exemption, up 13% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,261.00 (+13.03%) Homeowner's exemption	$318,800 Land $39,700 Building $279,100	$318,800 Land $39,700 Building $279,100
2024	$2,885.00 (+0.63%)
2023	$2,867.00 (+5.33%) Homeowner's exemption	$256,700 (+5.33%) Land $39,700 Building $217,000	$256,700 (+5.33%) Land $39,700 Building $217,000
2022	$2,722.00 (+8.71%) Homeowner's exemption	$243,700 Land $28,900 Building $214,800	$243,700 Land $28,900 Building $214,800
2021	$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 E Adams Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2008–2025)
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 E Adams Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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