1270 Cogan Dr SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1270 Cogan Dr SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2022)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-29-GU-1160-15`

Property Details

APN / Parcel Number

Primary APN	`29-37-29-GU-1160-15`
Alternative APNs	`29-37-29-GU-01160.0-0015.00` `2945514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	67 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2945514
Street Address	1270 COGAN DR SE
City	PALM BAY
State	FL
Zip	32909-7296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 24 LOT 15 BLK 1160
Legal Range	37E
Legal Township	29S
Legal Section	29
Legal Subdivision	PORT MALABAR UNIT 24
Legal Block	1160
Legal Lot Number	15
Legal Unit	24
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3015
Census Tract	71346

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1270 COGAN DR SE, PALM BAY, FL 32909-7296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 13, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 27, 2017	Warranty Deed, Transfer · Line of Credit UNITED STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	202292872
Deed Book / Page	9474 / 2416
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1270 COGAN DR SE, PALM BAY, FL 32909-7296
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 COGAN DR SE, PALM BAY, FL 32909-7296

Mortgage

Document Number	0098820009
Date	Sep 7, 2023
Book Page	9882/9
Instrument	2023191724

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 13, 2022
Property Address	1270 COGAN DR SE, PALM BAY, FL 32909-7296
Document Number	0094742416
Book / Page	9474 / 2416
Map Reference	MB 16 PG 29-41
Instrument Date	Apr 12, 2022
Instrument	2022092872
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	THE TITLE PLACE INC, THE CLOSING PLACE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8384 BRIDGEPORT BAY CIR, 8384, MOUNT DORA, FL 32757-8821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1270 COGAN DR SE, PALM BAY, FL 32909-7296

Mortgage

Document Number	0094742419
Date	Apr 13, 2022
Instrument	9474/2419

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 27, 2017
Property Address	1270 COGAN DR SE, PALM BAY, FL 32909-7296
Document Number	0079892353
Book / Page	007989 / 002353
Instrument Date	Sep 21, 2017
Instrument	199030
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7660 LAKE ANGELINA DR MOUNT DORA FL 327577154, MOUNT DORA, FL 32757-7154

Mortgage

Document Number	79892354
Date	Sep 27, 2017
Book Page	007989/002354
Instrument	199031

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,250 (-3.76%)	$238,250 (-3.76%)
2025	$4,570.00 (-1.78%)	$247,570 (+0.33%) Land $31,000 Building $216,570	$247,570 (+0.33%) Land $31,000 Building $216,570
2023	$4,653.00 (+23.49%)	$246,750 (+8.48%) Land $25,000 Building $221,750	$246,750 (+8.48%) Land $25,000 Building $221,750
2022	$3,768.00	$227,470 Land $22,000 Building $205,470	$227,470 Land $22,000 Building $205,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MARIAN SHORES private · serves 130 people · EPA ID FL3494318
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020 Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Cogan Dr SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures