Madison County property record for 127 Winstons Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,816 sqft · built 2012 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jul 2018) |
| Tax Bill | $6,270 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0052-008N-0080 |
| Primary APN | 0052-008N-0080 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,816 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 42921 |
|---|---|
| Street Address | 127 WINSTONS CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRADITIONS LOT 80 PH 2 |
| Legal Subdivision | TRADITIONS AT PARKEY FAL |
| Legal Phase | 2 |
| Legal Lot Number | 80 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10104 |
127 Winstons Ct is owned and occupied by an individual who bought it in July 2018.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 127 WINSTONS CT, RICHMOND, KY 40475-7986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Jan 17, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Jul 12, 2018 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on File |
| Deed Sale | Jul 12, 2018 · Amount on File |
| Deed Document Number | 2013978579 |
| Deed Book / Page | D00761 / 686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 127 WINSTONS CT, RICHMOND, KY 40475-7986 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01970/690 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | M01970/690 |
| Instrument | 2014015953 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 127 WINSTONS CT, RICHMOND, KY 40475-7986 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01784/712 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | M01784/712 |
| Instrument | 2013970351 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 12, 2018 |
| Property Address | 127 WINSTONS CT, RICHMOND, KY 40475-7986 |
| Document Number | D00761/686 |
| Book / Page | D00761 / 686 |
| Map Reference | CAB22 SL88 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 2013978579 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 933 CHARLIE NORRIS RD, RICHMOND, KY 40475-9232 |
| Document Number | 2013978859 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2013978859 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 127 Winstons Ct was $6,270 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,270.00 Additional exemption filed | $665,000 | $665,000 |
| 2023 | $6,450.00 | $665,000 | $665,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Winstons Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Winstons Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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