McLennan County property record for 127 Winding Oaks Dr, Waco, TX 76705 · Last verified May 2026
| Property Type | Commercial > Retail |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,310 sqft Gross Area |
| Lot Size | 49,310 sqft (1.13 acres) |
| Garage | Attached, 576 sqft |
| Last Sale | $436,298 (2025) |
| Tax Bill | $8,454.00 (2024) |
Source: McLennan County records · APN 20-000901-000203-1
Assessment roll updated September 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 WINDING OAKS DR, WACO, TX 76705-5267 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| May 28, 2025 | Vendor's Lien, Transfer · Veterans Administration Mortgage FIRST NATIONAL BANK TEXAS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Deed Doc Number | 202515940 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 127 WINDING OAKS DR, WACO, TX 76705-5267 |
| Document Number | 0000012779 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202612779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 127 WINDING OAKS DR, WACO, TX 76705-5267 |
| Document Number | 0000012779, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202612779 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 28, 2025 |
| Property Address | 127 WINDING OAKS DR, WACO, TX 76705-5267 |
| Document Number | 0000015940 |
| Map Reference | CAB C PL 53 |
| Instrument Date | May 22, 2025 |
| Instrument | 2025015940 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 WINDING OAKS DR, WACO, TX 76705-5267 |
| Document Number | 0000015941 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 2025015941 |
| Name | FIRST NATIONAL BANK TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $582,360 (-6.9%) Land $54,120 Building $528,240 | $582,360 (-6.9%) Land $54,120 Building $528,240 | |
| 2024 | $8,454.00 (+192.22%) | ||
| 2023 | $625,520 Land $54,110 Building $571,410 | $625,520 Land $54,110 Building $571,410 | |
| 2022 | $2,893.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 29% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-000901-000203-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,310 sqft Gross Area |
| 1st Floor | 2,734 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Reinforced Concrete Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 49,310 sqft (1.13 acres) |
| Depth X Width | 215 ft x 227 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Porch | Open Porch |
|---|---|
| Porch Area | 490 sqft Porch |
| Canopy Area | 1,400 sqft Canopy |
| Storage Building | 336 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 127 WINDING OAKS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5267 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | DEER CREEK LOT 3A BLOCK 2 ACRES 1.132 |
| Legal Subdivision | DEER CREEK |
| Legal Block | 2 |
| Legal Lot Number | 3A |
| Jurisdiction | MCLENNAN TX |
| Minor Civil Division | ELM MOTT |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 3402 |
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