127 Wilgate Rd, Owings Mills, MD 21117 Property Records

Baltimore County property record for 127 Wilgate Rd, Owings Mills, MD 21117

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,034 sqft · built 1957
Lot Size0.316 acres (13,801 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Aug 2023)
Tax Bill$1,365 (2023)
Deeds & MortgagesJul 2021 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
APN04-0408066780

Property Details

APN / Parcel Number

Primary APN04-0408066780
Alternative APNs
  • 40408066780
  • 0408066780

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,034 sqft Total Area
1st Floor Area1,034 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,801 sqft (0.316 acres)
Lot Dimensions230 ft deep x 60 ft wide
PorchPorch
Porch Area176 sqft
Deck Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number0408066780
Old Parcel Number40408066780
Street Address127 WILGATE RD
CityOWINGS MILLS
StateMD
Zip21117-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description127 WILGATE RD SS TOLLGATE
Legal Section06
Legal SubdivisionTOLLGATE
Legal BlockM
Legal Lot Number25
JurisdictionBALTIMORE MD
Township / Civil Division4
Census Block Group3
Census Block3007
Census Tract404102

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address127 WILAATE ROAD, OWINGS MILLS, MD 21117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Aug 30, 2023Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jan 4, 2017Deed, Transfer · Conventional Mortgage
1ST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleJan 4, 2017 · Amount on Record
Deed Document Number0048347416
Deed Book / Page48347 / 416
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address127 WILGATE RD, OWINGS MILLS, MD 21117-3325
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0451960136
DateJul 29, 2021
Book Page45196/136
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2041

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateAug 30, 2023
Property Address127 WILGATE RD, OWINGS MILLS, MD 21117-3325
Document Number0483470416
Book / Page48347 / 416
Map ReferenceMB 20 FO 69
Instrument DateJul 11, 2023
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 WILAATE ROAD, OWINGS MILLS, MD 21117
InvestorPossibly a Property Investor

Mortgage

Document Number0483470422
DateAug 30, 2023
Instrument48347-0422
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJan 4, 2017
Property Address127 WILGATE RD, OWINGS MILLS, MD 21117-3325
Document Number0384540377
Book / Page0038454 / 377
Instrument DateOct 28, 2016
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyPROPERTY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 WILGATE RD, OWINGS MILLS, MD 21117-3325

Mortgage

Document Number0038454383
DateJan 4, 2017
Instrument0038454/383
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,365.00$178,833$183,500 Land $52,400 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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