Surry County property record for 127 White Valley Ln, Elkin, NC 28621
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,286 sqft · built 1900 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 2012) |
| Tax Bill | $834 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4976-00-85-2471 |
| Primary APN | 4976-00-85-2471 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,286 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 88,862 sqft (2.04 acres) |
| Lot Width | 160 ft Width |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100083485 |
|---|---|
| Street Address | 127 WHITE VALLEY LN |
| City | ELKIN |
| State | NC |
| Zip | 28621-7200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | WHITE RD |
| Legal Subdivision | DOBSON - RURAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 931002 |
127 White Valley Ln, a rural home, is owned and occupied by an individual who bought it in October 2012.
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 WHITE VALLEY LN, ELKIN, NC 28621-7200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2012 · Amount on File |
| Deed Sale | Oct 18, 2012 · Amount on File |
| Deed Document Number | 2012601250 |
| Deed Book / Page | 1419 / 730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 127 WHITE VALLEY LN, ELKIN, NC 28621-7200 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001950/484 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 1950/484 |
| Instrument | 728507 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 127 WHITE VALLEY LN, ELKIN, NC 28621-7200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001793/444 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 1793/444 |
| Instrument | 690981 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2036 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $834.00 (+0.48%) | $104,680 (-21.63%) Land $16,100 Building $88,580 | $104,680 (-21.63%) Land $16,100 Building $88,580 |
| 2025 | $830.00 (+43.85%) | $133,580 (+27.61%) Land $16,100 Building $117,480 | $133,580 (+27.61%) Land $16,100 Building $117,480 |
| 2023 | $577.00 | $104,680 Land $16,100 Building $88,580 | $104,680 Land $16,100 Building $88,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 White Valley Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 White Valley Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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