127 Westwind Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 127 Westwind Dr, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,819 sqft · built 1996
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Tax Bill	$1,744 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-36-000-023.08`

Property Details

APN / Parcel Number

Primary APN	`067-36-000-023.08`
Alternative APN	`15682`

Interior

Full Baths	1 Bath
Building Area	1,819 sqft Living Area
2nd Floor Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	41,382 sqft (0.95 acres)
Deck Area	264 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15682
Street Address	127 WESTWIND DR
City	PONTOTOC
State	MS
Zip	38863-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.95 AC SE1/4 638-564 5/23/96 20192993 8/14/19 20204670 12/9/20 20244457 12/27/24 662 610 1655
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	3
Census Block	3001
Census Tract	950200

Owner

Source: Pontotoc County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage RENASANT BANK
Jan 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025
Deed Sale	Jan 30, 2025
Prior Sale	Dec 9, 2020
Deed Document Number	2025000330
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342
Investor	Possibly a Property Investor

Mortgage

Document Number	2019002009
Date	May 29, 2019
Instrument	2019002009

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 25, 2029

Interest

Rate Type	Adjustable Rate

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jan 30, 2025
Property Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342
Document Number	2025000330
Instrument Date	Jan 30, 2025
Instrument	2025000330
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 COUNTRY CLUB DR, RED BAY, AL 35582-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342

Mortgage

Document Number	2025000331
Date	Jan 30, 2025
Instrument	2025000331

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 9, 2020
Property Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342
Document Number	2020004670
Instrument Date	Dec 4, 2020
Instrument	2020004670
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 WESTWIND DR, PONTOTOC, MS 38863-7221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 WESTWIND DR, PONTOTOC, MS 38863-8342

Mortgage

Document Number	2020004671
Date	Dec 9, 2020
Instrument	2020004671

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+4.12%) Homeowner's exemption	$13,136 (-)	$130,527 (-) Land $17,450 Building $113,077
2023	$1,675.00 Homeowner's exemption	$13,136	$130,527 Land $17,450 Building $113,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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