127 Westview Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 127 Westview Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,246 sqft · built 1936
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$989,000 (Sep 2020)
Tax Bill	$25,143 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03703-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`13-03703-0000-00024`
Alternative APN	`130370300024`

Interior

Stories	2 Stories
Building Area	2,246 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370300024
Street Address	127 WESTVIEW RD
City	MONTCLAIR
State	NJ
Zip	07043-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X175
Legal Subdivision	LIVINGSTON CENTER
Legal Block	3703
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3003
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA
Sep 8, 2020	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Jul 13, 2005 · Amount on Record
Deed Document Number	202086754
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320

Mortgage

Document Number	0000077919
Date	Dec 15, 2025
Instrument	2025077919

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320

Mortgage

Document Number	2021014980
Date	Feb 5, 2021
Instrument	2021014980

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320
Document Number	0000086755
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 WESTVIEW RD MONTCLAIR NJ 070432320, MONTCLAIR, NJ 07043-2320

Mortgage

Document Number	0000086755
Date	Sep 8, 2020
Instrument	86755

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 8, 2020
Property Address	127 WESTVIEW RD, MONTCLAIR, NJ 07043-2320
Document Number	0000086754
Instrument Date	Aug 20, 2020
Instrument	86754
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 WESTVIEW RD MONTCLAIR NJ 070432320, MONTCLAIR, NJ 07043-2320

Mortgage

Document Number	86755
Date	Sep 8, 2020
Instrument	86755

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,100 (-) Land $393,800 Building $321,300	$715,100 (-) Land $393,800 Building $321,300
2025	$25,143.00 (+3.32%)	$715,100 (-) Land $393,800 Building $321,300	$715,100 (-) Land $393,800 Building $321,300
2024	$24,334.00 (+3.5%)
2023		$715,100 Land $393,800 Building $321,300	$715,100 Land $393,800 Building $321,300
2022	$23,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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