127 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 127 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.002 acres (96 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2018)
Tax Bill	$9,575 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0127`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0127`
Alternative APNs	`0500411000000005 M3 C0127` `00010989`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	96 sqft (0.002 acres)

Location & Zoning

Account Number	00010989
Street Address	127 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	WESTGATE SQ UNIT 127
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1002
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 WESTGATE DR, EDISON, NJ 08820-1162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 10, 2019	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Sep 21, 2018	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FED'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Nov 13, 2003 · Amount on Record
Deed Document Number	201883204
Deed Book / Page	17303 / 1225
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	May 4, 2026
Property Address	127 WESTGATE DR, EDISON, NJ 08820-1162
Document Number	0000028274
Book / Page	20014 / 1007
Instrument Date	Apr 26, 2026
Instrument	202628274
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WESTGATE DR, EDISON, NJ 08820-1162

Mortgage

Document Number	0000028274,
Date	May 4, 2026
Book Page	20014/1007
Instrument	202628274

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2046

Interest

Rate	6.38%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	127 WESTGATE DR, EDISON, NJ 08820-1162
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091347
Date	Sep 24, 2020
Book Page	18046/62
Instrument	2020091347

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	127 WESTGATE DR, EDISON, NJ 08820-1162
Document Number	0000086902
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 WESTGATE DR EDISON NJ 088201162, EDISON, NJ 08820-1162

Mortgage

Document Number	0000086902
Date	Oct 18, 2019
Book Page	017657/000461
Instrument	86902

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2039

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 21, 2018
Property Address	127 WESTGATE DR, EDISON, NJ 08820-1162
Document Number	201800083204
Book / Page	17303 / 1225
Instrument Date	Sep 20, 2018
Instrument	201800083204
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	GOLDEN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WESTGATE DR, EDISON, NJ 08820-1162

Mortgage

Document Number	201800083205
Date	Sep 21, 2018
Instrument	201800083205

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	127 WESTGATE DR, EDISON, NJ 08820-1162
Document Number	0000004054
Instrument Date	Aug 19, 2016
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 WESTGATE DR EDISON NJ 088201162, EDISON, NJ 08820-1162

Mortgage

Document Number	0000004054
Date	Feb 2, 2017
Book Page	016660/000524
Instrument	4054

Lender

Name	AMERICAN FED'L MTG
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,900 (-) Land $75,000 Building $85,900	$160,900 (-) Land $75,000 Building $85,900
2025	$9,575.00 (-0.03%)	$160,900 (-) Land $75,000 Building $85,900	$160,900 (-) Land $75,000 Building $85,900
2024	$9,578.00 (+4.35%)
2023		$160,900 Land $75,000 Building $85,900	$160,900 Land $75,000 Building $85,900
2022	$9,179.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Westgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures