Vance County property record for 127 Watson Dr, Henderson, NC 27536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,651 sqft · built 1956 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jul 2022) |
| Tax Bill | $3,403 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0054 01051 |
| Primary APN | 0054 01051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,651 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Lot Area | 18,295 sqft (0.419 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1034637 |
|---|---|
| Street Address | 127 WATSON DR |
| City | HENDERSON |
| State | NC |
| Zip | 27536-4852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 127 WATSON DR |
| Legal Block | 01 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 960400 |
Source: Vance County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 127 WATSON DR, HENDERSON, NC 27536-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Warranty Deed, Transfer |
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Jan 20, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Jul 11, 2022 |
| Deed Document Number | 0014181309 |
| Deed Book / Page | 1418 / 1309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jul 11, 2022 |
| Property Address | 127 WATSON DR, HENDERSON, NC 27536-4852 |
| Document Number | 01418/1298 |
| Book / Page | 1418 / 1298 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2928 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1070 ANDERSON CREEK RD, 1070, HENDERSON, NC 27537-8856 |
| Name | Verified Name |
|---|---|
| Address | 205 BOYD LN, HENDERSON, NC 27537-8386 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jul 11, 2022 |
| Property Address | 127 WATSON DR, HENDERSON, NC 27536-4852 |
| Document Number | 01418/1309 |
| Book / Page | 1418 / 1309 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2930 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 BOYD LN, 205, HENDERSON, NC 27537-8386 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 WATSON DR, HENDERSON, NC 27536-4852 |
| Document Number | 0000002931 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2931 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.15% |
| Index | 5-Year CMT |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jan 20, 2022 |
| Property Address | 127 WATSON DR, HENDERSON, NC 27536-4852 |
| Document Number | 001410/527 |
| Book / Page | 1410 / 527 |
| Map Reference | MB I PG 39 |
| Instrument Date | Jan 15, 2022 |
| Instrument | 288 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $216.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1070 ANDERSON CREEK RD, 1070, HENDERSON, NC 27537-8856 |
| Name | Verified Name |
|---|---|
| Address | 205 BOYD LN, HENDERSON, NC 27537-8386 |
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 (+49.19%) | $238,983 (+71.77%) Land $9,870 Building $229,113 | $238,983 (+71.77%) Land $9,870 Building $229,113 |
| 2023 | $2,281.00 | $139,127 Land $12,825 Building $126,302 | $139,127 Land $12,825 Building $126,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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