127 Wallace Pl, Waterloo, IA 50702 Property Records

Black Hawk County property record for 127 Wallace Pl, Waterloo, IA 50702

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,332 sqft · built 1964
Lot Size	0.475 acres (20,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-126-005`

Property Details

APN / Parcel Number

Primary APN	`8813-03-126-005`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,332 sqft Total Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Finished Basement	200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,700 sqft (0.475 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	756 sqft
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	127 WALLACE PL
City	WATERLOO
State	IA
Zip	50702-5146
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CRESTVIEW SECOND ADDITION LOT 177
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	CRESTVIEW SECOND ADDITION
Legal Lot Number	177
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1007
Census Tract	1301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 WALLACE PL, WATERLOO, IA 50702-5146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Affidavit, Transfer
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Sep 7, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Deed Document Number	20266470
Prior Transfer Date	Aug 25, 2005
Prior Transfer Doc	0020066471
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	May 5, 2026
Property Address	127 WALLACE PL, WATERLOO, IA 50702-5146
Document Number	0000006469
Instrument Date	May 4, 2026
Instrument	20266469
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 5, 2026
Property Address	127 WALLACE PL, WATERLOO, IA 50702-5146
Document Number	0000006470
Instrument Date	Apr 28, 2026
Instrument	2026.6470
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,551.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000006471,
Date	May 5, 2026
Instrument	2026..6471

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 5, 2026
Property Address	127 WALLACE PL, WATERLOO, IA 50702-5146
Document Number	0202606470
Instrument Date	Apr 28, 2026
Instrument	20266470
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,551.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000006471,
Date	May 5, 2026
Instrument	20266471

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 7, 2005
Property Address	127 WALLACE PL, WATERLOO, IA 50702-5146
Document Number	0020066471
Instrument Date	Aug 25, 2005
Instrument	20066471
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 WALLACE PL, WATERLOO, IA 50702-5146

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00 (+0.57%) Homeowner's exemption	$268,850 (+6.89%) Land $40,410 Building $228,440	$268,850 (+6.89%) Land $40,410 Building $228,440
2024	$4,938.00 (+17.91%)
2023		$251,530 (+26.06%) Land $40,410 Building $211,120	$251,530 (+26.06%) Land $40,410 Building $211,120
2022	$4,188.00 Homeowner's exemption	$199,530 Land $40,410 Building $159,120
2021			$199,530 Land $40,410 Building $159,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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