127 W Prospect St, Ventura, CA 93001 Property Records

Ventura County property record for 127 W Prospect St, Ventura, CA 93001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 620 sqft · built 1926
Lot Size	0.134 acres (5,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 2026)
Tax Bill	$5,342 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0-101-110`

Property Details

APN / Parcel Number

Primary APN	`071-0-101-110`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	620 sqft Living Area
1st Floor Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,833 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	127 W PROSPECT ST
City	VENTURA
State	CA
Zip	93001-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-5
Legal Description	LOT: 35 REF: 014MR 025
Legal Subdivision	THE SIMPSON TRACT
Legal Block	101
Legal Lot Number	35
Jurisdiction	VENTURA CA
Township / Civil Division	VENTURA
Census Block Group	2
Census Block	2002
Census Tract	2301

Owner

Source: Ventura County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 W MCGOWAN ST, PROSPECT, PA 16052-2535
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 12, 2026	Intrafamily Transfer, Transfer
Mar 4, 2026	Grant Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	202616671
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	0000298335
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jul 28, 2026
Property Address	127 W PROSPECT ST, VENTURA, CA 93001-1879
Document Number	0000058514
Instrument Date	Mar 19, 2026
Instrument	202658514
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 W PROSPECT ST, VENTURA, CA 93001-1879

Mortgage

Document Number	0000058514,
Date	Jul 28, 2026
Instrument	202658514

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 12, 2026
Property Address	127 W PROSPECT ST, VENTURA, CA 93001-1879
Document Number	0000018835
Map Reference	MB 14 PG 25
Instrument Date	Feb 27, 2026
Instrument	2026000018835
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 W PROSPECT ST, VENTURA, CA 93001-1879

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 4, 2026
Property Address	127 W PROSPECT ST, VENTURA, CA 93001-1879
Document Number	0000016671
Map Reference	MB 14 PG 25
Instrument Date	Feb 24, 2026
Instrument	2026000016671
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 W PROSPECT ST, VENTURA, CA 93001-1879

Mortgage

Document Number	0000016672
Date	Mar 4, 2026
Instrument	2026000016672

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	San Buenaventura (Ventura) City
Unified School District	Ventura Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,095 (+2%) Land $326,017 Building $175,078
2025	$5,342.00 (+1.21%) Homeowner's exemption	$491,270 (+4.04%) Land $319,624 Building $171,646
2024	$5,278.00 (+1.25%)
2023	$5,213.00 (+7.37%) Homeowner's exemption	$472,195 Land $307,213 Building $164,982
2022	$4,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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