Chesterfield County property record for 127 W Oak St, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1977 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,000 (Oct 1991) |
| Tax Bill | $506 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260 000 000 107 |
| Primary APN | 260 000 000 107 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Lot Area | 108,900 sqft (2.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00036486 |
|---|---|
| Street Address | 127 W OAK ST |
| City | CHERAW |
| State | SC |
| Zip | 29520-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1L 2.50 AC |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 950602 |
127 W Oak St is owned and occupied by an individual who bought it in October 1991.
Source: Chesterfield County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 W OAK ST, CHERAW, SC 29520-3809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 1991 · Amount on File |
| Deed Sale | Oct 24, 1991 · Amount on File |
| Deed Document Number | 0000325335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 127 W OAK ST, CHERAW, SC 29520-3809 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 127 W OAK ST, CHERAW, SC 29520-3809 |
| Document Number | 00569/1079 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 569/1079 |
| Instrument | 2026-967 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | 101 N SPRING ST, GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Max Rate | 11.1% |
The 2025 property tax bill for 127 W Oak St was $506.
Source: Chesterfield County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506.00 | $3,480 Land $460 Building $3,020 | $122,200 Land $12,500 Building $109,700 |
| 2023 | $398.00 | $3,020 Land $400 Building $2,620 | $75,600 Land $10,000 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 W Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 W Oak St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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