127 W Cedar St, Springfield, IL 62704 Property Records

Sangamon County property record for 127 W Cedar St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.081 acres (3,558 sqft)
Owner	Company Name on Record
Last Sale	$53,000 (Jan 2023)
Tax Bill	$2,172 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-206-008`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-206-008`
Alternative APN	`22040206008 (CHECK DIGIT = 5)`

Exterior

Lot Area	3,558 sqft (0.081 acres)

Location & Zoning

Account Number	22040206008
Street Address	127 W CEDAR ST
City	SPRINGFIELD
State	IL
Zip	62704-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES GRAND AVE SUB 3 S 90' EX E 1' S 66' L 6 B 7
Legal Subdivision	PAYNES GRAND AVE SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3017
Census Tract	1900

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1337 WABASH AVE, SPRINGFIELD, IL 62704-4903
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND COMMUNITY BANK
Jan 5, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST
Dec 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST
Jan 4, 2023	Warranty Deed, Transfer · Line of Credit WARREN BOYNTON STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	2023161
Last Transfer Date	Jan 5, 2026
Transfer Doc	2026R00085
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	127 W CEDAR ST, SPRINGFIELD, IL 62704-3821
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R02042
Date	Feb 5, 2026
Instrument	2026R02042

Lender

Name	MIDLAND COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2056

Interest

Rate Type	Fixed Rate
Rate	6.74%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 5, 2026
Property Address	127 W CEDAR ST, SPRINGFIELD, IL 62704-3821
Document Number	2026R00085
Instrument Date	Jan 5, 2026
Instrument	2026R00085
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1337 WABASH AVE, SPRINGFIELD, IL 62704-4903

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	127 W CEDAR ST, SPRINGFIELD, IL 62704-3821
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R01732
Date	Feb 2, 2024
Instrument	2024R01732

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 7, 2028

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	127 W CEDAR ST, SPRINGFIELD, IL 62704-3821
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R23330
Date	Dec 26, 2023
Instrument	2023R23330

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 7, 2028

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 4, 2023
Property Address	127 W CEDAR ST, SPRINGFIELD, IL 62704-3821
Document Number	2023R00161
Instrument Date	Jan 3, 2023
Instrument	2023R00161
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1669 W HOMEWOOD AVE, SPRINGFIELD, IL 62704-4851

Mortgage

Document Number	2023R00162
Date	Jan 4, 2023
Instrument	2023R00162

Lender

Name	WARREN BOYNTON STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,172.00 (+3.33%)	$26,837 (+7.22%) Land $3,524 Building $23,313	$80,511 (+7.22%) Land $10,572 Building $69,939
2024	$2,102.00 (+31.05%)	$25,030 (+4.71%) Land $3,287 Building $21,743	$75,090 (+4.71%) Land $9,861 Building $65,229
2022	$1,604.00	$23,905 Land $2,848 Building $21,057	$71,715 Land $8,544 Building $63,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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