127 W Bay Rd, #A, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 127 W Bay Rd, #A, Osterville, MA 02655

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,584 sqft · built 2000
Owner	Company Name on File
Last Sale	$685,000 (Oct 2010)
Tax Bill	$7,750 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:116 L:03400A`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:116 L:03400A`
Alternative APN	`56030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	5,213 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56030
Street Address	127 W BAY RD, A
City	OSTERVILLE
State	MA
Zip	02655-2432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	WEST BAY CONDO
Legal Lot Number	3400A
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2018
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City assessment roll, APN OSTE M:116 L:03400A, as of May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	127 W BAY RD, A, OSTERVILLE, MA 02655-2432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2010 · Amount on Record
Deed Sale	Oct 21, 2010 · Amount on Record
Prior Sale	Mar 15, 2001 · Amount on Record
Last Transfer Date	Apr 02, 2025
Transfer Doc	0036904-91
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	127 W BAY RD # A, A, OSTERVILLE, MA 02655-2432
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035641-110
Date	Feb 15, 2023
Book Page	35641/110
Instrument	6523

Lender

Name	NORTH EASTON SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Mar 01, 2028

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll as of May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,750.00 (+8.7%)	$958,000 (+4.94%) Building $958,000	$1,202,985
2024	$7,130.00 (+12.2%)	$912,900 (+19.8%) Building $912,900
2023	$6,355.00	$762,000 Building $762,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010130022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 268 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA4020002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.