127 W 7th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 127 W 7th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,201 sqft · built 1912
Lot Size	0.1 acres (4,375 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2021)
Tax Bill	$4,855 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`235-062-130-000`

Property Details

APN / Parcel Number

Primary APN	`235-062-130-000`
Alternative APN	`235-062-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	1,201 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	4,375 sqft (0.1 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	235-062-13
Street Address	127 W 7TH ST
City	TRACY
State	CA
Zip	95376-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	TRACY BLK 15 LOT 6,7
Legal Subdivision	TRACY
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2044
Census Tract	5406

Owner

127 W 7th St is owned and occupied by two individuals who bought it in November 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 W 7TH ST, TRACY, CA 95376-4116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Aug 7, 2008 · Amount on File
Deed Document Number	2021193390
Prior Transfer Date	Sep 11, 2000
Prior Transfer Doc	0000106460
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 19, 2021
Property Address	127 W 7TH ST, TRACY, CA 95376-4116
Document Number	0000193390
Map Reference	MB 2 PG 63
Instrument Date	Nov 9, 2021
Instrument	2021-193390
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 W 7TH ST, TRACY, CA 95376-4116

Mortgage

Document Number	0000193391
Date	Nov 19, 2021
Instrument	2021-193391

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 127 W 7th St was $4,855, down 11.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,855.00 (-11.74%)
2025	$5,501.00	$477,542 Land $127,344 Building $350,198
2023	$4,989.00 (+2.05%)	$459,000 Land $122,400 Building $336,600	$491,130
2022	$4,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20