127 W 7th St, Monroe, MI 48161 Property Records

Monroe County property record for 127 W 7th St, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 822 sqft · built 1883
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2024)
Tax Bill$2,214 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN55-29-00001-000

Property Details

APN / Parcel Number

Primary APN55-29-00001-000
Alternative APN
  • 55 290 000 10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area822 sqft Living Area
1st Floor Area598 sqft
Basement Area299 sqft
Unfinished Basement299 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions50 ft deep x 75.1 ft wide
TerrainRolling
Garage Area252 sqft
DrivewayDriveway
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area324 sqft
Deck Area130 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address127 W 7TH ST
CityMONROE
StateMI
Zip48161-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionCURTIS AND WILSON PLAT WEST 75.14 FT OF LOT 1
Legal SubdivisionCURTIS & WILSON - MONROE CITY
Legal Lot Number1
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group1
Census Block1033
Census Tract832100

Owner

127 W 7th St is owned and occupied by an individual who bought it in June 2024.

Source: Monroe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address127 W 7TH ST, MONROE, MI 48161-1425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2024 · Amount on File
Deed SaleJun 14, 2024 · Amount on File
Prior SaleJul 5, 2011 · Amount on File
Deed Document Number20248771
Prior Transfer DateOct 21, 2010
Prior Transfer Doc0000019858
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address127 W 7TH ST, MONROE, MI 48161-1425
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 W 7TH ST, MONROE, MI 48161-1425

Mortgage

Document Number0000015229
DateSep 12, 2025
Instrument2025R15229
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term346 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 127 W 7th St was $2,214 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,700 Land $51,700$103,400 Land $103,400
2025$2,214.00 Homeowner's exemption
2023$1,037.00$34,620$69,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE
serves 49,467 people · EPA ID MI0004450
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on W 7th St

Nearby Streets

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